BNP Paribas S.A. Niederlassung Deutschland

Business Summary

Services
retail banking
online brokerage
securities services
Products
Area Served
DEGermany

BNP Paribas S.A. Niederlassung Deutschland provides products and services in the areas of retail banking, online brokerage, securities services. BNP Paribas S.A. Niederlassung Deutschland offers a range of products including credit cards, savings accounts (0.00 - 0.01 %), consumer loans, car loans, trading accounts, current accounts, mortgage loans (0.30 - 1.67 %).

Account Opening

Account Opening Procedure
submit online application

Opening an account with BNP Paribas S.A. Niederlassung Deutschland can be done by performing the following steps: submit online application.

Required Documents
passport
proof of address
application form

BNP Paribas S.A. Niederlassung Deutschland requires the following documents to open a personal bank account: passport; proof of address; application form.

While opening a bank account BNP Paribas S.A. Niederlassung Deutschland has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by BNP Paribas S.A. Niederlassung Deutschland and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
Income Source
Forms
application form
all the forms from above

BNP Paribas S.A. Niederlassung Deutschland may require additional documentation or information depending on the case.

Ways to Bank

Business Channels
online banking online banking
mobile app mobile app

Products and services offered by BNP Paribas S.A. Niederlassung Deutschland are not available at the bank's branches. BNP Paribas S.A. Niederlassung Deutschland instead uses direct channels to deliver its solutions to customers, namely via online banking system, mobile application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by BNP Paribas S.A. Niederlassung Deutschland.

Updated on 21 October 2020

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
7.75 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
7.75 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking

Available to German residents

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking

Available to German residents

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

BNP Paribas S.A. Niederlassung Deutschland offers the following savings accounts.

Updated on 21 October 2020

Tagesgeld
Sales Region
DEGermany
Investment Amount
1 - 999,999 EUR
Interest Rate (p.a.)
0.00 - 0.01 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.00 %
Max. Interest Rate (p.a.)
0.01 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
4 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with BNP Paribas S.A. Niederlassung Deutschland are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Germany is not taxed. Interest gained on savings accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by BNP Paribas S.A. Niederlassung Deutschland from the savings account.

See Also

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by BNP Paribas S.A. Niederlassung Deutschland are shown in the table below.

Updated on 21 October 2020

Baufinanzierung
Sales Region
DEGermany
Borrowing Amount
50,000 - 1,000,000 EUR
Borrowing Rate (p.a.)
0.30 - 1.67 %
Loan Term
5 - 30 years
Mortgage Loan Details
Loan Currency
EUR
Min. Borrowing Amount
50,000 EUR
Max. Borrowing Amount
1,000,000 EUR
Min. Borrowing Rate (p.a.)
0.30 %
Max. Borrowing Rate (p.a.)
1.67 %
Min. Loan Term
5 years
Max. Loan Term
30 years
Min. Lending Amount
60.00 %
Max. Lending Amount
80.00 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts offered by BNP Paribas S.A. Niederlassung Deutschland are shown in the table below.

Updated on 21 October 2020

Depot
Sales Region
DEGermany
Annual Costs
0.00 EUR
Costs per Order
9.95 - 69.00 EUR
Trading Account Details
Product Name
Depot
Annual Costs
0.00 EUR
Costs per Order
9.95 - 69.00 EUR
Traded Instruments
stocks
ETFs
CFD
OTC Trading
Intraday Trading
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to German residents

No annual costs

Trader-Konto
Sales Region
DEGermany
Annual Costs
0.00 EUR
Costs per Order
0.00 EUR
Trading Account Details
Product Name
Trader-Konto
Annual Costs
0.00 EUR
Costs per Order
0.00 EUR
Traded Instruments
stocks
ETFs
CFD
OTC Trading
Intraday Trading
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to German residents

No annual costs

Young Trader-Konto
Sales Region
DEGermany
Annual Costs
0.00 EUR
Costs per Order
0.00 EUR
Trading Account Details
Product Name
Young Trader-Konto
Annual Costs
0.00 EUR
Costs per Order
0.00 EUR
Traded Instruments
stocks
ETFs
OTC Trading
Intraday Trading
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to German residents

No annual costs

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Investor Compensation. Trading accounts made with BNP Paribas S.A. Niederlassung Deutschland are covered by investor compensation scheme of Germany up to 20,000 EUR per investor.

See Also