Bank of Scotland - Niederlassung Berlin

Business Summary

Bank of Scotland - Niederlassung Berlin provides services in the area of retail banking. The range of products offered by Bank of Scotland - Niederlassung Berlin includes savings accounts (0.10 - 0.10 %), consumer loans (1.58 - 6.47 %), car loans (1.58 - 3.57 %).

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Bank of Scotland - Niederlassung Berlin offers the following savings accounts.

Updated on 9 December 2019

Tagesgeld
Sales Region
Germany
Investment Amount
1 - 999,999 EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.10 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with Bank of Scotland - Niederlassung Berlin are covered by deposit guarantee scheme of Germany up to 85,000 GBP per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Germany is not taxed. Interest gained on savings accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by Bank of Scotland - Niederlassung Berlin from the savings account.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Bank of Scotland - Niederlassung Berlin are shown in the table below.

Updated on 9 December 2019

Ratenkredit
Sales Region
Germany
Borrowing Amount
3,000 - 50,000 EUR
Loan Term
24 - 84 months
Effective Rate (p.a.)
6.47 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
84 months
Min. Borrowing Amount
3,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
6.47 %
Max. Effective Rate (p.a.)
6.47 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Bank of Scotland - Niederlassung Berlin are shown in the table below.

Updated on 9 December 2019

Autokredit
Sales Region
Germany
Borrowing Amount
3,000 - 50,000 EUR
Loan Term
36 - 84 months
Effective Rate (p.a.)
1.58 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
36 months
Max. Loan Term
84 months
Min. Borrowing Amount
3,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.58 %
Max. Effective Rate (p.a.)
1.58 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also