Birsteiner Volksbank eG (Germany)

Address

Schloßstraße 19, 63633, Birstein, Germany

BIC

GENODE51BIV

Overview

Business Focus

cooperative retail banking

Birsteiner Volksbank eG is a cooperative bank owned by its members via shares.Birsteiner Volksbank eG provides retail banking products and services to its customersfocusing on customer requirements and development of local economy, paying special attention tosmall and medium-sized enterprises (SMEs).

Deposit Protection

Deposits up to 100,000 EUR are covered by German deposit guarantee scheme in Birsteiner Volksbank eG.

Services

retail banking

business banking

insurance

Clients

natural persons

small- and medium-sized enterprises

companies

Products

current accounts

debit cards

credit cards

savings accounts

time deposit accounts

pension plans

consumer loans

car loans

mortgage loans

trading accounts

Card Providers

Ways to Bank

Birsteiner Volksbank eG delivered its products and services through both direct and indirect channels, namely:

branch

online banking

mobile app

phone

Credit Ratings

Fitch: A+

AAA

AA+, AA, AA-

A+, A, A-

BBB+, BBB, BBB-

BB+, BB, BB-

B+, B, B-

CCC, CC, C, RD, D

Moodys: -

Aaa

Aa1, Aa2, Aa3

A1, A2, A3

Baa1, Baa2, Baa3, Baa4

Ba1, Ba2, Ba3

B1, B2, B3

Caa1, Caa2, Caa3, Ca

Birsteiner Volksbank eG is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is A+ (high credit quality).

Deposit Guarantee

Guarantee Fund

BVR Institutssicherung GmbH

Protected Amount

up to 100,000 EUR

Eligible Depositors

individuals
companies

Covered Accounts

all deposit accounts

Birsteiner Volksbank eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by individuals, companies and covers up to up to 100,000 EUR per bank per depositor. Birsteiner Volksbank eG is a member of BVR Institutssicherung GmbH and makes its contributions into it.