Commerzbank AG

Founded in 1870, Commerzbank is an international commercial bank with branches and offices in more than 50 countries. The core markets of Commerzbank are Germany and Poland. Commerzbank offers its products and services to private and corporate clients, as well as institutional investors.


Retail Banking
Private Banking and Wealth Management
Corporate Banking
Investment Banking



Total Assets (2016)
480.50 bln EUR  (-9.78%)
Net Income (2016)
382.00 mln EUR

In 2016 total assets of Commerzbank AG were 480,50 bln EUR. In 2016 the bank's net income was 382,00 mln EUR.

Commerzbank AG is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BBB+ (good credit quality). Long-term credit rating assigned to the bank by Moody's is A2 (upper medium grade).

Commerzbank AG participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.


Kaiserstraße 16 (Kaiserplatz), 60311, Frankfurt am Main, Germany
69 1362 0

Commerzbank AG is headquartered in Frankfurt Am Main.

Bank Identifiers


Business Summary

Eligible Clients
natural persons
business entities
institutional investors
retail banking
private banking and wealth management
corporate banking
investment banking
mortgage loans (0.95 - 0.95 %)

Commerzbank AG provides products and services in the areas of retail banking, private banking and wealth management, corporate banking, investment banking. The range of products offered by Commerzbank AG includes mortgage loans (0.95 - 0.95 %). Commerzbank AG makes its solutions available to natural persons, business entities, institutional investors.


Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by Commerzbank AG are shown in the table below.

Updated on 21 May 2018

Sales Region
Loan Currency
Borrowing Rate (p.a.)
0.95 %
Borrowing Amount (EUR)
100000 - 100000
Lending Amount (%)
60.00 %
Loan Term (years)

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Financial Positions

Total Assets (2016)
480.50 bln EUR  (-9.78%)

In 2016 total assets of Commerzbank AG were 480.50 bln EUR. Decline compared to the previous period (2015) was -9.78%. The evolution of the total assets of Commerzbank AG is shown at Chart 1 below.

Total Assets of Commerzbank AG.

Chart 1. Total Assets of Commerzbank AG.

Profit and Loss

Net Income (2016)
382.00 mln EUR

In 2016 net income of Commerzbank AG was 382.00 mln EUR. Decline compared to the previous period (2015) was -135.24%.

Credit Ratings (as of May 2018)

Fitch Moody's
BBB+ (good credit quality) A2 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Commerzbank AG is rated by Fitch and Moody's.

Credit ratings assigned to Commerzbank AG as of May 2018 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Commerzbank AG it is set to BBB+ (good credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Commerzbank AG is set to F2 (good short-term credit quality).

Long-Term Issuer Default Rating  BBB+
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F2
Viability Rating  bbb+
Support Rating  5
Support Rating Floor  NF

Viability rating for Commerzbank AG is set to bbb+ (good fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).


Long-term rating for Commerzbank AG it is set to A2 (upper medium grade). Long-term bank deposit rating is A2 (upper medium grade). Baseline credit assessment is baa3. Short-term rating is not assigned.

Long-Term Rating  A2
Long-Term Bank Deposit Rating  A2
Baseline Credit Assessment  baa3
Short-Term Rating  -
Outlook  positive

Outlook for the ratings of Commerzbank AG is set to positive (may be raised).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of Commerzbank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Commerzbank AG and its components are shown in the table below.

Bank BIC Code  COBA
Country Code  DE (Germany)
Location Code  FF
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Commerzbank AG is shown in the table below.

MFI ID  DE00003

European Presence: 16 banks in 14 countries

Commerzbank AG operates under the brand name Commerzbank. This banking brand has presence in the following European countries and selected dependent territories of the European countries:



Cayman Islands

Czech Republic



  •  (this bank) Commerzbank AG (Frankfurt am Main)








United Kingdom

Defunct Banks: 1 bank in 1 country

The following banks operating under Commerzbank brand name has been recently closed down: