Commerzbank AG

Business Summary

Clients
natural persons
business entities
institutional investors
Services
retail banking
private banking and wealth management
corporate banking
investment banking
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
consumer loans
mortgage loans
trading accounts
Area Served
DEGermany

Commerzbank AG provides products and services in the areas of retail banking, private banking and wealth management, corporate banking, investment banking. Commerzbank AG offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans, mortgage loans, trading accounts. Commerzbank AG makes its solutions available to natural persons, business entities, institutional investors.

Account Opening

Account Opening Procedure
book an appointment
visit bank branch

Opening an account with Commerzbank AG can be done by performing the following steps: book an appointment, visit bank branch.

Required Documents
passport
proof of address
application form

Commerzbank AG requires the following documents to open a personal bank account: passport; proof of address; application form.

While opening a bank account Commerzbank AG has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by Commerzbank AG and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
Income Source
Forms
application form
all the forms from above

Commerzbank AG may require additional documentation or information depending on the case.

Identity Verification
branch visit

Commerzbank AG performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Commerzbank AG are available at its branches and via its online banking system, mobile application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by Commerzbank AG.

Updated on 21 October 2020

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking, phone, branch

Available to German residents

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
9.75 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
9.75 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking, phone, branch

Available to German residents

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
-0.50 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
-0.50 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking, phone, branch

Available to German residents

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
-0.50 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
-0.50 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking, phone, branch

Available to German residents

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking, phone, branch

Available to German residents

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
9.75 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
9.75 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking, phone, branch

Available to German residents

StartKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
-0.50 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
StartKonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
-0.50 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

StartKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
StartKonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

StartKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
9.75 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
StartKonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
9.75 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Commerzbank AG.

Updated on 21 October 2020

ClassicKreditkarte
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
39.90 EUR
Credit Card Details
Product Name
ClassicKreditkarte
Card Provider
MasterCard
Card Type
Standard
Annual Costs
39.90 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also