CreditPlus Bank AG

Business Summary

CreditPlus Bank AG provides products and services in the areas of retail banking, insurance. The range of products offered by CreditPlus Bank AG includes time deposit accounts (0.20 - 0.95 %), consumer loans (1.99 - 10.99 %), car loans (1.99 - 10.99 %).

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

CreditPlus Bank AG offers the following time deposit accounts.

Updated on 29 January 2020

Festgeld
Sales Region
Germany
Investment Amount
5,000 - 999,999 EUR
Interest Rate (p.a.)
0.20 - 0.95 %
Deposit Term
3 - 84 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
0.95 %
Min. Deposit Term
3 months
Max. Deposit Term
84 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with CreditPlus Bank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by CreditPlus Bank AG from the time deposit account.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by CreditPlus Bank AG are shown in the table below.

Updated on 29 January 2020

Beamtenkredit
Sales Region
Germany
Borrowing Amount
10,000 - 70,000 EUR
Loan Term
61 - 120 months
Effective Rate (p.a.)
10.99 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
61 months
Max. Loan Term
120 months
Min. Borrowing Amount
10,000 EUR
Max. Borrowing Amount
70,000 EUR
Min. Effective Rate (p.a.)
10.99 %
Max. Effective Rate (p.a.)
10.99 %
SofortKredit
Sales Region
Germany
Borrowing Amount
2,500 - 70,000 EUR
Loan Term
61 - 84 months
Effective Rate (p.a.)
10.99 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
61 months
Max. Loan Term
84 months
Min. Borrowing Amount
2,500 EUR
Max. Borrowing Amount
70,000 EUR
Min. Effective Rate (p.a.)
10.99 %
Max. Effective Rate (p.a.)
10.99 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by CreditPlus Bank AG are shown in the table below.

Updated on 29 January 2020

Autokredit
Sales Region
Germany
Borrowing Amount
5,000 - 50,000 EUR
Loan Term
36 - 84 months
Effective Rate (p.a.)
4.89 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
36 months
Max. Loan Term
84 months
Min. Borrowing Amount
5,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
4.89 %
Max. Effective Rate (p.a.)
4.89 %
Beamtenkredit
Sales Region
Germany
Borrowing Amount
10,000 - 70,000 EUR
Loan Term
61 - 120 months
Effective Rate (p.a.)
10.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
61 months
Max. Loan Term
120 months
Min. Borrowing Amount
10,000 EUR
Max. Borrowing Amount
70,000 EUR
Min. Effective Rate (p.a.)
10.99 %
Max. Effective Rate (p.a.)
10.99 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also