Deutsche Bank AG

Deutsche Bank is a universal bank, one of the biggest European banks in terms of total assets. Deutsche Bank has large presence in Europe, the Americas, Asia-Pasific countries and emerging markers. Deutsche Bank provides a wide range of retail, corporate and investment banking products as well as asset and wealth management.

Services

Retail Banking
Corporate Banking
Investment Banking
Asset and Wealth Management

Products

Financials

Total Assets (2017)
1 474.73 bln EUR  (-7.28%)
Net Income (2017)
-735 000 000.00 EUR  (-45.80%)

In 2017 total assets of Deutsche Bank AG were 1 474,73 bln EUR. In 2017 the bank's net income was -735,00 mln EUR.

Deutsche Bank AG is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BBB+ (good credit quality). Long-term credit rating assigned to the bank by Moody's is A3 (upper medium grade).

Deutsche Bank AG participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Taunusanlage 12, 60325, Frankfurt am Main, Germany
69 910 340 38

Deutsche Bank AG is headquartered in Frankfurt Am Main.

Bank Identifiers

BIC (SWIFT)
DEUTDEFFXXX
MFI ID
DE00001

Business Summary

Services
retail banking
corporate banking
investment banking
asset and wealth management
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts (0.05 - 0.60 %)
retirement accounts
consumer loans (3.49 - 7.49 %)
mortgage loans (1.18 - 3.04 %)
business loans
sales and trading of financial market products
mergers and acquisitions
debt and equity advisory and origination
international trade finance
trust, agency, depositary, custody and related services
car loans (3.49 - 7.49 %)
trading accounts

Deutsche Bank AG provides products and services in the areas of retail banking, corporate banking, investment banking, asset and wealth management. The range of products offered by Deutsche Bank AG includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.05 - 0.60 %), retirement accounts, consumer loans (3.49 - 7.49 %), mortgage loans (1.18 - 3.04 %), business loans, sales and trading of financial market products, mergers and acquisitions, debt and equity advisory and origination, international trade finance, trust, agency, depositary, custody and related services, car loans (3.49 - 7.49 %), trading accounts.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Deutsche Bank AG are covered by deposit guarantee scheme of Germany up to 100 000 EUR per depositor. The following current accounts are offered by Deutsche Bank AG.

Updated on 21 August 2018

AktivKonto
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
70.8
Overdraft Rate (p.a.)
10.90 %
Current Account Details
Product Name
AktivKonto
Account Currency
EUR
Annual Costs
70.8 EUR
Overdraft Rate (p.a.)
10.90 %
Debit Card
Debit Card Costs (p.a.)
18 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
39 EUR
Telephone Banking
Branch Banking
Online Banking
BestKonto
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
142.8
Overdraft Rate (p.a.)
10.90 %
Current Account Details
Product Name
BestKonto
Account Currency
EUR
Annual Costs
142.8 EUR
Overdraft Rate (p.a.)
10.90 %
Debit Card
Visa Credit Card
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Das Junge Konto
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
0
Overdraft Rate (p.a.)
10.90 %
Current Account Details
Product Name
Das Junge Konto
Account Currency
EUR
Overdraft Rate (p.a.)
10.90 %
Debit Card
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
39 EUR
Telephone Banking
Branch Banking
Online Banking

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Time deposit accounts made with Deutsche Bank AG are covered by deposit guarantee scheme of Germany up to 100 000 EUR per depositor. Deutsche Bank AG offers the following time deposit accounts.

Updated on 21 August 2018

FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
6
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
6
Investment Amount
2500 - 100000 EUR
Interest Frequency
2 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
12
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
12
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
12
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
12
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
24
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
24
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
36
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
36
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term (months)
48
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term (months)
48
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term (months)
60
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term (months)
60
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term (months)
72
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term (months)
72
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term (months)
84
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term (months)
84
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.60 %
Deposit Term (months)
96
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.60 %
Deposit Term (months)
96
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Deutsche Bank AG are shown in the table below.

Updated on 21 August 2018

PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84
PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84
PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Deutsche Bank AG are shown in the table below.

Updated on 21 August 2018

PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84
PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84
PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by Deutsche Bank AG are shown in the table below.

Updated on 21 August 2018

Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
1.18 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60.00 %
Loan Term (years)
5
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
1.33 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80.00 %
Loan Term (years)
5
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
1.53 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60.00 %
Loan Term (years)
10
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
1.68 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80.00 %
Loan Term (years)
10
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.16 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60.00 %
Loan Term (years)
15
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.31 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80.00 %
Loan Term (years)
15
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.61 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60.00 %
Loan Term (years)
20
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.76 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80.00 %
Loan Term (years)
20
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.89 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60.00 %
Loan Term (years)
25
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
3.04 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80.00 %
Loan Term (years)
25

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts made with Deutsche Bank AG are covered by investor compensation scheme of Germany up to 20 000 EUR per investor. Trading accounts offered by Deutsche Bank AG are shown in the table below.

Updated on 21 August 2018

maxblue Depot
Sales Region
Germany
Annual Costs (EUR)
0.00
Costs per Order (EUR)
8.90 - 23.90
Trading Account Details
Product Name
maxblue Depot
Annual Costs
0.00 EUR
Costs per Order
8.90 - 23.90 EUR
Traded Instruments
stocks
bonds
options
Stock Exchanges
XETRA
Frankfurt
NYSE

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Financial Positions

Total Assets (2017)
1 474.73 bln EUR  (-7.28%)

In 2017 total assets of Deutsche Bank AG were 1 474.73 bln EUR. Decline compared to the previous period (2016) was -7.28%. The evolution of the total assets of Deutsche Bank AG is shown at Chart 1 below.

Total Assets of Deutsche Bank AG.

Chart 1. Total Assets of Deutsche Bank AG.

Profit and Loss

Net Income (2017)
-735 000 000.00 EUR  (-45.80%)

In 2017 net income of Deutsche Bank AG was -735 000 000.00 EUR. Decline compared to the previous period (2016) was -45.80%. The evolution of the net income of Deutsche Bank AG is shown at Chart 2 below.

Net Income of Deutsche Bank AG.

Chart 2. Net Income of Deutsche Bank AG.

Credit Ratings (as of May 2018)

Fitch Moody's
BBB+ (good credit quality) A3 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Deutsche Bank AG is rated by Fitch and Moody's.

Credit ratings assigned to Deutsche Bank AG as of May 2018 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Deutsche Bank AG it is set to BBB+ (good credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Deutsche Bank AG is set to F2 (good short-term credit quality).

Long-Term Issuer Default Rating  BBB+
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F2
Viability Rating  bbb+
Support Rating  5
Support Rating Floor  NF

Viability rating for Deutsche Bank AG is set to bbb+ (good fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).

Moody's

Long-term rating for Deutsche Bank AG it is set to A3 (upper medium grade). Long-term bank deposit rating is A3 (upper medium grade). Baseline credit assessment is ba1. Short-term rating is not assigned.

Long-Term Rating  A3
Long-Term Bank Deposit Rating  A3
Baseline Credit Assessment  ba1
Short-Term Rating  -
Outlook  negative

Outlook for the ratings of Deutsche Bank AG is set to negative (may be lowered).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of Deutsche Bank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Deutsche Bank AG and its components are shown in the table below.

BIC  DEUTDEFFXXX
Bank BIC Code  DEUT
Country Code  DE (Germany)
Location Code  FF
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Deutsche Bank AG is shown in the table below.

MFI ID  DE00001

European Presence: 32 banks in 19 countries

Deutsche Bank AG operates under the brand name Deutsche Bank. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Austria

Belgium

Cayman Islands

Czech Republic

France

Germany

Greece

Hungary

Ireland

Italy

Luxembourg

Netherlands

Poland

Portugal

Spain

Sweden

Switzerland

Turkey

United Kingdom

Defunct Banks: 7 banks in 7 countries

The following banks operating under Deutsche Bank brand name has been recently closed down:

Denmark

Finland

Hungary

Malta

Netherlands

Norway

Spain