Deutsche Bank AG

Deutsche Bank is a universal bank, one of the biggest European banks in terms of total assets. Deutsche Bank has large presence in Europe, the Americas, Asia-Pasific countries and emerging markers. Deutsche Bank provides a wide range of retail, corporate and investment banking products as well as asset and wealth management.

Services
Retail Banking
Corporate Banking
Investment Banking
Asset And Wealth Management

In 2016 total assets of Deutsche Bank AG were 1 590,55 bln EUR.

Total Assets (2016)
1 590.55 bln EUR  (-2.37%)

Deutsche Bank AG is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A- (high credit quality). Long-term credit rating assigned to the bank by Moody's is A2 (upper medium grade). Deutsche Bank AG participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Deutsche Bank AG is headquartered in Frankfurt Am Main.

Address
Taunusanlage 12, 60325, Frankfurt am Main, Germany
Phone
69 910 340 38
Website
https://www.db.com/
BIC (SWIFT)
DEUTDEFFXXX
MFI ID
DE00001

Business Summary

Services
retail banking
corporate banking
investment banking
asset and wealth management
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts (0.05 - 0.25 %)
retirement accounts
consumer loans (3.49 - 7.49 %)
mortgage loans (1.09 - 2.99 %)
business loans
sales and trading of financial market products
mergers and acquisitions
debt and equity advisory and origination
international trade finance
trust, agency, depositary, custody and related services
car loans (3.49 - 7.49 %)
trading accounts

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Deutsche Bank AG are covered by deposit guarantee scheme of Germany up to 100 000 EUR per depositor. The following current accounts are offered by Deutsche Bank AG.

Updated on 11 December 2017

AktivKonto
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
59.88
Overdraft Rate (p.a.)
10.9 %
Current Account Details
Product Name
AktivKonto
Account Currency
EUR
Annual Costs
59.88 EUR
Overdraft Rate (p.a.)
10.9 %
Debit Card
Debit Card Costs (p.a.)
Visa Credit Card
Visa Credit Card Costs (p.a.)
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
39 EUR
Telephone Banking
Branch Banking
Online Banking
BestKonto
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
119.88
Overdraft Rate (p.a.)
10.9 %
Current Account Details
Product Name
BestKonto
Account Currency
EUR
Annual Costs
119.88 EUR
Overdraft Rate (p.a.)
10.9 %
Debit Card
Debit Card Costs (p.a.)
Visa Credit Card
Visa Credit Card Costs (p.a.)
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
Telephone Banking
Branch Banking
Online Banking
Das Junge Konto
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
0
Overdraft Rate (p.a.)
10.9 %
Current Account Details
Product Name
Das Junge Konto
Account Currency
EUR
Annual Costs
Overdraft Rate (p.a.)
10.9 %
Debit Card
Debit Card Costs (p.a.)
Visa Credit Card
Visa Credit Card Costs (p.a.)
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
39 EUR
Telephone Banking
Branch Banking
Online Banking

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Time deposit accounts made with Deutsche Bank AG are covered by deposit guarantee scheme of Germany up to 100 000 EUR per depositor. Deutsche Bank AG offers the following time deposit accounts.

Updated on 11 December 2017

FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
6
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
6
Investment Amount
2500 - 100000 EUR
Interest Frequency
2 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
6
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
6
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
12
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
12
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
24
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
24
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
36
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
36
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
48
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term (months)
48
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term (months)
60
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term (months)
60
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term (months)
72
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term (months)
72
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
84
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
84
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year
FestzinsSparen
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term (months)
96
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term (months)
96
Investment Amount
2500 - 100000 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Deutsche Bank AG are shown in the table below.

Updated on 11 December 2017

PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84
PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84
PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.49 %
Borrowing Amount (EUR)
1000 - 50000
Loan Term (months)
12 - 84

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Deutsche Bank AG are shown in the table below.

Updated on 11 December 2017

PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount
1000 - 50000
Loan Term (months)
12 - 84
PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount
1000 - 50000
Loan Term (months)
12 - 84
PrivatKredit direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.49 %
Borrowing Amount
1000 - 50000
Loan Term (months)
12 - 84

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by Deutsche Bank AG are shown in the table below.

Updated on 11 December 2017

Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
1.09 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60 %
Loan Term (years)
5
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
1.24 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80 %
Loan Term (years)
5
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
1.44 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60 %
Loan Term (years)
10
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
1.59 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80 %
Loan Term (years)
10
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.06 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60 %
Loan Term (years)
15
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.21 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80 %
Loan Term (years)
15
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.53 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60 %
Loan Term (years)
20
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.68 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80 %
Loan Term (years)
20
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.84 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
60 %
Loan Term (years)
25
Baufinanzierung
Sales Region
Germany
Loan Currency
EUR
Borrowing Rate (p.a.)
2.99 %
Borrowing Amount (EUR)
100000 - 4999999
Lending Amount (%)
80 %
Loan Term (years)
25

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts made with Deutsche Bank AG are covered by investor compensation scheme of Germany up to 20 000 EUR per investor. Trading accounts offered by Deutsche Bank AG are shown in the table below.

Updated on 11 December 2017

maxblue Depot
Sales Region
Germany
Annual Costs (EUR)
0.00
Costs per Order (EUR)
8.90 - 23.90
Trading Account Details
Product Name
maxblue Depot
Annual Costs
0.00 EUR
Costs per Order
8.90 - 23.90 EUR
Traded Instruments
stocks
bonds
options
Stock Exchanges
XETRA
Frankfurt
NYSE

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Financial Positions

Total Assets (2016)
1 590.55 bln EUR  (-2.37%)

In 2016 total assets of Deutsche Bank AG were 1 590.55 bln EUR. Decline compared to the previous period (2015) was -2.37%. The evolution of the total assets of Deutsche Bank AG is shown at Chart 1 below.

Total Assets of Deutsche Bank AG.

Chart 1. Total Assets of Deutsche Bank AG.

Credit Ratings (as of Apr 2016)

Fitch Moody's
A- (high credit quality) A2 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Deutsche Bank AG is rated by Fitch and Moody's.

Credit ratings assigned to Deutsche Bank AG as of April 2016 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Deutsche Bank AG it is set to A- (high credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Deutsche Bank AG is set to F1 (highest short-term credit quality).

Long-Term Issuer Default Rating  A-
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F1
Viability Rating  a-
Support Rating  5
Support Rating Floor  NF

Viability rating for Deutsche Bank AG is set to a- (high fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).

Moody's

Long-term rating for Deutsche Bank AG it is set to A2 (upper medium grade). Long-term bank deposit rating is A2 (upper medium grade). Bank financial strength rating is baa3. Short-term rating is set to Ba3.

Long-Term Rating  A2
Long-Term Bank Deposit Rating  A2
Bank Financial Strength Rating  baa3
Short-Term Rating  Ba3
Outlook  ratings under review

Outlook for the ratings of Deutsche Bank AG is set to ratings under review (an issuer has one or more ratings under review, and thus overrides the outlook designation).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of Deutsche Bank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Deutsche Bank AG and its components are shown in the table below.

BIC  DEUTDEFFXXX
Bank BIC Code  DEUT
Country Code  DE (Germany)
Location Code  FF
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Deutsche Bank AG is shown in the table below.

MFI ID  DE00001

European Presence: 32 banks in 20 countries

This bank operates in the following European countries and selected dependent territories of the European countries:

Austria

Belgium

Cayman Islands

Czech Republic

France

Germany

Greece

Hungary

Ireland

Italy

Luxembourg

Netherlands

Norway

Poland

Portugal

Spain

Sweden

Switzerland

Turkey

United Kingdom