Debeka Bausparkasse AG Sitz Koblenz am Rhein

Debeka Bausparkasse AG Sitz Koblenz am Rhein is a private building and loan association (de: Bausparkasse) providing real estate financing products to natural persons.

Bank Category

Private building and loan associations (Private Bausparkassen)

Services

Retail Banking

Financials

Total Assets (2017)
8 875.51 mln EUR  (+1.65%)
Net Income (2017)
306 200.94 EUR  (+169.42%)

In 2017 total assets of Debeka Bausparkasse AG Sitz Koblenz am Rhein were 8 875,51 mln EUR. In 2017 the bank's net income was 306 200,94 EUR.

Debeka Bausparkasse AG Sitz Koblenz am Rhein is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is Baa2 (lower medium grade).

Debeka Bausparkasse AG Sitz Koblenz am Rhein participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Ferdinand-Sauerbruch-Str. 18, 56054, Koblenz, Germany
0261/94 34 0
0261/94 34 698

Debeka Bausparkasse AG Sitz Koblenz am Rhein is headquartered in Koblenz.

Bank Identifiers

BIC (SWIFT)
DEBPDE51XXX
MFI ID
DE07831

Business Summary

Business Focus
financing housing (acquisition, construction or renovation of a home) in EU and EEA member states
Services
retail banking
Products
savings accounts
mortgage loans
Eligible Clients
natural persons (of any country of residence)

Debeka Bausparkasse AG Sitz Koblenz am Rhein is focused on financing housing (acquisition, construction or renovation of a home) in EU and EEA member states. Debeka Bausparkasse AG Sitz Koblenz am Rhein provides services in the area of retail banking. The range of products offered by Debeka Bausparkasse AG Sitz Koblenz am Rhein includes savings accounts, mortgage loans. Debeka Bausparkasse AG Sitz Koblenz am Rhein makes its solutions available to natural persons (of any country of residence).

Financial Positions

Total Assets (2017)
8 875.51 mln EUR  (+1.65%)

In 2017 total assets of Debeka Bausparkasse AG Sitz Koblenz am Rhein were 8 875.51 mln EUR. Growth compared to the previous period (2016) was 1.65%. The evolution of the total assets of Debeka Bausparkasse AG Sitz Koblenz am Rhein is shown at Chart 1 below.

Total Assets of Debeka Bausparkasse AG Sitz Koblenz am Rhein.

Chart 1. Total Assets of Debeka Bausparkasse AG Sitz Koblenz am Rhein.

Profit and Loss

Net Income (2017)
306 200.94 EUR  (+169.42%)

In 2017 net income of Debeka Bausparkasse AG Sitz Koblenz am Rhein was 306 200.94 EUR. Growth compared to the previous period (2016) was 169.42%. The evolution of the net income of Debeka Bausparkasse AG Sitz Koblenz am Rhein is shown at Chart 2 below.

Net Income of Debeka Bausparkasse AG Sitz Koblenz am Rhein.

Chart 2. Net Income of Debeka Bausparkasse AG Sitz Koblenz am Rhein.

Market Share and Rank (among banks in Germany)

Total Assets (2016)
88th (market share 0.12%)

In 2016 Debeka Bausparkasse AG Sitz Koblenz am Rhein was ranked the 88th largest bank in Germany in terms of total assets, having 0.12% of the domestic market share.

Market share of Debeka Bausparkasse AG Sitz Koblenz am Rhein (among banks in Germany)

Chart 3. Market share of Debeka Bausparkasse AG Sitz Koblenz am Rhein (among banks in Germany)

Several banks having the market shares and ranks closest to Debeka Bausparkasse AG Sitz Koblenz am Rhein are shown below.

RankNameTotal AssetsMarket Share
87Landessparkasse zu Oldenburg8816.22 mln EUR0.12%
88Debeka Bausparkasse AG Sitz Koblenz am Rhein8731.59 mln EUR0.12%
89Bank für Sozialwirtschaft AG8649.61 mln EUR0.12%
 

Market Share and Rank (among Private building and loan associations (Private Bausparkassen) in Germany)

Total Assets (2016)
5th (market share 5.72%)

In 2016 Debeka Bausparkasse AG Sitz Koblenz am Rhein was ranked the 5th largest private building and loan associations (private bausparkasse) in Germany in terms of total assets, having 5.72% of the category's market share.

Market share of Debeka Bausparkasse AG Sitz Koblenz am Rhein (among Private building and loan associations (Private Bausparkassen) in Germany)

Chart 4. Market share of Debeka Bausparkasse AG Sitz Koblenz am Rhein (among Private building and loan associations (Private Bausparkassen) in Germany)

Several private building and loan associations (private bausparkassen) having the market shares and ranks closest to Debeka Bausparkasse AG Sitz Koblenz am Rhein are shown below.

RankNameTotal AssetsMarket Share
4Deutsche Bank Bauspar-Aktiengesellschaft14224.87 mln EUR9.32%
5Debeka Bausparkasse AG Sitz Koblenz am Rhein8731.59 mln EUR5.72%
6Deutsche Bausparkasse Badenia AG5230.43 mln EUR3.43%
 

Credit Ratings (as of May 2018)

Fitch Moody's
- (not rated) Baa2 (lower medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Debeka Bausparkasse AG Sitz Koblenz am Rhein is rated by Moody's.

Credit ratings assigned to Debeka Bausparkasse AG Sitz Koblenz am Rhein as of May 2018 are shown in details in the following sections.

Moody's

Long-term rating for Debeka Bausparkasse AG Sitz Koblenz am Rhein it is set to Baa2 (lower medium grade). Long-term bank deposit rating is Baa2 (lower medium grade). Baseline credit assessment is baa2. Short-term rating is not assigned.

Long-Term Rating  Baa2
Long-Term Bank Deposit Rating  Baa2
Baseline Credit Assessment  baa2
Short-Term Rating  -
Outlook  negative

Outlook for the ratings of Debeka Bausparkasse AG Sitz Koblenz am Rhein is set to negative (may be lowered).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of Debeka Bausparkasse AG Sitz Koblenz am Rhein failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Debeka Bausparkasse AG Sitz Koblenz am Rhein and its components are shown in the table below.

BIC  DEBPDE51XXX
Bank BIC Code  DEBP
Country Code  DE (Germany)
Location Code  51
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Debeka Bausparkasse AG Sitz Koblenz am Rhein is shown in the table below.

MFI ID  DE07831