DB Privat- und Firmenkundenbank AG

Business Summary

Services
retail banking
Clients
natural persons
companies
Products
Area Served
DEGermany

DB Privat- und Firmenkundenbank AG provides services in the area of retail banking. The range of products offered by DB Privat- und Firmenkundenbank AG includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.01 - 0.01 %), retirement accounts, consumer loans (3.49 - 7.49 %), car loans (3.49 - 7.49 %), mortgage loans, business loans. DB Privat- und Firmenkundenbank AG makes its solutions available to natural persons, companies.

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with DB Privat- und Firmenkundenbank AG can be done by performing the following steps: submit online application, visit bank branch.

Identity Verification
branch visit

DB Privat- und Firmenkundenbank AG performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by DB Privat- und Firmenkundenbank AG are available at its branches and via its online banking system, mobile application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by DB Privat- und Firmenkundenbank AG.

Updated on 1 June 2020

AktivKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
70.80 EUR
Current Account Details
Product Name
AktivKonto
Account Currency
EUR
Annual Costs
70.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
18.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Credit card MasterCard available

Account be can accessed via online banking, phone, branch

Available to German residents

AktivKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
10.90 %
Annual Costs
70.80 EUR
Current Account Details
Product Name
AktivKonto
Account Currency
EUR
Annual Costs
70.80 EUR
Interest Rate (p.a.)
10.90 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
18.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Credit card MasterCard available

Account be can accessed via online banking, phone, branch

Available to German residents

BestKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
10.90 %
Annual Costs
142.80 EUR
Current Account Details
Product Name
BestKonto
Account Currency
EUR
Annual Costs
142.80 EUR
Interest Rate (p.a.)
10.90 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

BestKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
142.80 EUR
Current Account Details
Product Name
BestKonto
Account Currency
EUR
Annual Costs
142.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

Das Junge Konto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.01 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Das Junge Konto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.01 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
39.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Credit card MasterCard available

Account be can accessed via online banking, phone, branch

Available to German residents

Das Junge Konto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
10.90 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Das Junge Konto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
10.90 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
39.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Credit card MasterCard available

Account be can accessed via online banking, phone, branch

Available to German residents

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

DB Privat- und Firmenkundenbank AG offers the following time deposit accounts.

Updated on 1 June 2020

FestzinsSparen
Sales Region
DEGermany
Investment Amount
2,500 - 100,000 EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
6 - 96 months
Time Deposit Account Details
Product Name
FestzinsSparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.01 %
Max. Interest Rate (p.a.)
0.01 %
Min. Deposit Term
6 months
Max. Deposit Term
96 months
Min. Investment Amount
2,500 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
2 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with DB Privat- und Firmenkundenbank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by DB Privat- und Firmenkundenbank AG from the time deposit account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by DB Privat- und Firmenkundenbank AG.

Updated on 1 June 2020

Bank Card Plus
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
18.00 EUR
Credit Card Details
Product Name
Bank Card Plus
Card Provider
MasterCard
Card Type
Standard
Annual Costs
18.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.00 %
Current Account Necessary
Bonus Program

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by DB Privat- und Firmenkundenbank AG are shown in the table below.

Updated on 1 June 2020

PrivatKredit direkt
Sales Region
DEGermany
Borrowing Amount
1,000 - 50,000 EUR
Loan Term
12 - 84 months
Effective Rate (p.a.)
7.49 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Borrowing Amount
1,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
7.49 %
Max. Effective Rate (p.a.)
7.49 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by DB Privat- und Firmenkundenbank AG are shown in the table below.

Updated on 1 June 2020

PrivatKredit direkt
Sales Region
DEGermany
Borrowing Amount
1,000 - 50,000 EUR
Loan Term
12 - 84 months
Effective Rate (p.a.)
7.49 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Borrowing Amount
1,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
7.49 %
Max. Effective Rate (p.a.)
7.49 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

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