DZ HYP AG (formerly Deutsche Genossenschafts-Hypothekenbank AG)

Deutsche Genossenschafts-Hypothekenbank (DG HYP) is a commercial real estate bank within the financial network of cooperative Volksbanken Raiffeisenbanken (VR Banks). DG HYP is focused on commercial real estate finance for office, residential and retail properties. DG HYP works with real estate investors and cooperative VR Banks in Germany.

Bank Category

Mortgage banks

Financials

Total Assets (2017)
36 825.98 mln EUR  (+0.36%)
Net Income (2017)
0.00 EUR

In 2017 total assets of DZ HYP AG were 36 825,98 mln EUR. In 2017 the bank's net income was 0,00 EUR.

DZ HYP AG is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is AA- (very high credit quality).

DZ HYP AG participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Member of Group

 DZ Bank (Germany)

DZ HYP AG is a member of DZ Bank (Germany).

Contacts

Rosenstraße 2, 20095, Hamburg, Germany
10 14 46

DZ HYP AG is headquartered in Hamburg.

Bank Identifiers

BIC (SWIFT)
DEGHDE51XXX
MFI ID
DE03241

Financial Positions

Total Assets (2017)
36 825.98 mln EUR  (+0.36%)

In 2017 total assets of DZ HYP AG were 36 825.98 mln EUR. Growth compared to the previous period (2016) was 0.36%. The evolution of the total assets of DZ HYP AG is shown at Chart 1 below.

Total Assets of DZ HYP AG.

Chart 1. Total Assets of DZ HYP AG.

Profit and Loss

Net Income (2017)
0.00 EUR

In 2017 net income of DZ HYP AG was 0.00 EUR. The value didn't change compared to the previous period (2016). The evolution of the net income of DZ HYP AG is shown at Chart 2 below.

Net Income of DZ HYP AG.

Chart 2. Net Income of DZ HYP AG.

Market Share and Rank (among banks in Germany)

Total Assets (2016)
30th (market share 0.52%)

In 2016 DZ HYP AG was ranked the 30th largest bank in Germany in terms of total assets, having 0.52% of the domestic market share.

Market share of DZ HYP AG (among banks in Germany)

Chart 3. Market share of DZ HYP AG (among banks in Germany)

Several banks having the market shares and ranks closest to DZ HYP AG are shown below.

RankNameTotal AssetsMarket Share
29 State Street Bank International GmbH37560.00 mln EUR0.53%
30 DZ HYP AG36695.55 mln EUR0.52%
31 BHW Bausparkasse AG31744.04 mln EUR0.45%
 

Market Share and Rank (among Mortgage banks in Germany)

Total Assets (2016)
2nd (market share 27.07%)

In 2016 DZ HYP AG was ranked the 2nd largest mortgage bank in Germany in terms of total assets, having 27.07% of the category's market share.

Market share of DZ HYP AG (among Mortgage banks in Germany)

Chart 4. Market share of DZ HYP AG (among Mortgage banks in Germany)

Several mortgage banks having the market shares and ranks closest to DZ HYP AG are shown below.

RankNameTotal AssetsMarket Share
1 Münchener Hypothekenbank eG38508.99 mln EUR28.41%
2 DZ HYP AG36695.55 mln EUR27.07%
3 Berlin-Hannoversche Hypothekenbank AG26354.20 mln EUR19.44%
 

Credit Ratings (as of May 2018)

Fitch Moody's
AA- (very high credit quality) - (not rated)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. DZ HYP AG is rated by Fitch.

Credit ratings assigned to DZ HYP AG as of May 2018 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for DZ HYP AG it is set to AA- (very high credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for DZ HYP AG is set to F1+ (highest short-term credit quality).

Long-Term Issuer Default Rating  AA-
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F1+
Viability Rating  -
Support Rating  NR
Support Rating Floor  -

Viability rating for DZ HYP AG is not set support rating is NR (not rated); support rating floor is not set.

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of DZ HYP AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of DZ HYP AG and its components are shown in the table below.

BIC  DEGHDE51XXX
Bank BIC Code  DEGH
Country Code  DE (Germany)
Location Code  51
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of DZ HYP AG is shown in the table below.

MFI ID  DE03241