Deutsche Kreditbank AG

Business Summary

Deutsche Kreditbank AG provides products and services in the areas of retail banking, corporate banking, online brokerage. The range of products offered by Deutsche Kreditbank AG includes current accounts, credit cards, savings accounts (0.00 - 0.01 %), time deposit accounts (0.01 - 0.20 %), consumer loans (3.49 - 4.99 %), car loans (3.49 - 4.99 %), trading accounts.

Account Opening
submit online application
visit bank branch

Opening an account with Deutsche Kreditbank AG can be done by performing the following steps: submit online application, visit bank branch.

Ways to Bank
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Deutsche Kreditbank AG are available at its branches and via its online banking system, mobile application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by Deutsche Kreditbank AG.

Updated on 29 March 2020

DKB-Cash
Sales Region
ATAustria
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
6.90 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
DKB-Cash
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
6.90 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking

Available to Austrian residents

DKB-Cash
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
DKB-Cash
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking

Available to German residents

DKB-Cash
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.01 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
DKB-Cash
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.01 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking

Available to German residents

DKB-Cash
Sales Region
ATAustria
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
DKB-Cash
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking

Available to Austrian residents

DKB-Cash
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
6.74 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
DKB-Cash
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
6.74 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking

Available to German residents

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Deutsche Kreditbank AG offers the following savings accounts.

Updated on 29 March 2020

DKB-Cash
Sales Region
ATAustria
Investment Amount
1 - 999,999 EUR
Interest Rate (p.a.)
0.00 - 0.01 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
DKB-Cash
Account Currency
EUR
Min. Interest Rate (p.a.)
0.00 %
Max. Interest Rate (p.a.)
0.01 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
12 times a year
DKB-Cash
Sales Region
DEGermany
Investment Amount
1 - 999,999 EUR
Interest Rate (p.a.)
0.00 - 0.01 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
DKB-Cash
Account Currency
EUR
Min. Interest Rate (p.a.)
0.00 %
Max. Interest Rate (p.a.)
0.01 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
12 times a year

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with Deutsche Kreditbank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Germany is not taxed. Interest gained on savings accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by Deutsche Kreditbank AG from the savings account.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Deutsche Kreditbank AG offers the following time deposit accounts.

Updated on 29 March 2020

Festzins
Sales Region
DEGermany
Investment Amount
2,500 - 999,999 EUR
Interest Rate (p.a.)
0.01 - 0.20 %
Deposit Term
12 - 120 months
Time Deposit Account Details
Product Name
Festzins
Account Currency
EUR
Min. Interest Rate (p.a.)
0.01 %
Max. Interest Rate (p.a.)
0.20 %
Min. Deposit Term
12 months
Max. Deposit Term
120 months
Min. Investment Amount
2,500 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
4 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with Deutsche Kreditbank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by Deutsche Kreditbank AG from the time deposit account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Deutsche Kreditbank AG.

Updated on 29 March 2020

Lufthansa HON Circle Credit Card World
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Lufthansa HON Circle Credit Card World
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Lufthansa Senator Credit Card World
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Lufthansa Senator Credit Card World
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Lufthansa HON Circle Credit Card World Plus
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Lufthansa HON Circle Credit Card World Plus
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Lufthansa Senator Credit Card World Plus
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Lufthansa Senator Credit Card World Plus
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Miles & More Credit Card Blue World
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
55.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Blue World
Card Provider
MasterCard
Card Type
Standard
Annual Costs
55.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Miles & More Credit Card Blue World Business
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
55.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Blue World Business
Card Provider
MasterCard
Card Type
Standard
Annual Costs
55.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Lufthansa Frequent Traveller Credit Card World
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
65.00 EUR
Credit Card Details
Product Name
Lufthansa Frequent Traveller Credit Card World
Card Provider
MasterCard
Card Type
Standard
Annual Costs
65.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Lufthansa Frequent Traveller Credit Card World Plus
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
65.00 EUR
Credit Card Details
Product Name
Lufthansa Frequent Traveller Credit Card World Plus
Card Provider
MasterCard
Card Type
Standard
Annual Costs
65.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Miles & More Credit Card Blue World Plus
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
70.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Blue World Plus
Card Provider
MasterCard
Card Type
Standard
Annual Costs
70.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Miles & More Credit Card Gold World Plus
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Gold
Annual Costs
110.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Gold World Plus
Card Provider
MasterCard
Card Type
Gold
Annual Costs
110.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Miles & More Credit Card Gold World
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Gold
Annual Costs
110.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Gold World
Card Provider
MasterCard
Card Type
Gold
Annual Costs
110.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
Miles & More Credit Card Gold World Busines
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Gold
Annual Costs
110.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Gold World Busines
Card Provider
MasterCard
Card Type
Gold
Annual Costs
110.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Deutsche Kreditbank AG are shown in the table below.

Updated on 29 March 2020

Privatdarlehen
Sales Region
DEGermany
Borrowing Amount
2,500 - 65,000 EUR
Loan Term
85 - 120 months
Effective Rate (p.a.)
4.99 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
85 months
Max. Loan Term
120 months
Min. Borrowing Amount
2,500 EUR
Max. Borrowing Amount
65,000 EUR
Min. Effective Rate (p.a.)
4.99 %
Max. Effective Rate (p.a.)
4.99 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Deutsche Kreditbank AG are shown in the table below.

Updated on 29 March 2020

Privatdarlehen
Sales Region
DEGermany
Borrowing Amount
2,500 - 65,000 EUR
Loan Term
85 - 120 months
Effective Rate (p.a.)
4.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
85 months
Max. Loan Term
120 months
Min. Borrowing Amount
2,500 EUR
Max. Borrowing Amount
65,000 EUR
Min. Effective Rate (p.a.)
4.99 %
Max. Effective Rate (p.a.)
4.99 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts offered by Deutsche Kreditbank AG are shown in the table below.

Updated on 29 March 2020

DKB-Broker
Sales Region
ATAustria
Annual Costs
0.00 EUR
Costs per Order
10.00 EUR
Trading Account Details
Product Name
DKB-Broker
Annual Costs
0.00 EUR
Costs per Order
10.00 EUR
Traded Instruments
stocks
bonds
ETFs
funds
options
certificates
Stock Exchanges
XETRA
Frankfurt Stock Exchange
Vienna Stock Exchange
NYSE
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to Austrian residents

No annual costs

DKB-Broker
Sales Region
DEGermany
Annual Costs
0.00 EUR
Costs per Order
10.00 EUR
Trading Account Details
Product Name
DKB-Broker
Annual Costs
0.00 EUR
Costs per Order
10.00 EUR
Traded Instruments
stocks
bonds
Stock Exchanges
XETRA
Frankfurt Stock Exchange
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to German residents

No annual costs

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Investor Compensation. Trading accounts made with Deutsche Kreditbank AG are covered by investor compensation scheme of Germany up to 20,000 EUR per investor.

See Also