Deutsche Postbank AG

Deutsche Postbank was formed in 1990 as a result of de-merger postal savings division from Deutsche Post. Deutsche Postbank offers retail and corporate banking and insurance simple, low-priced and fair products and services to its individual and business customers via Internet and mobile banking, telephone, a wide branch network and postal offices. Since May 2018, Deutsche Postbank operates as a branch of DB Privat- und Firmenkundenbank AG.

Services

Retail Banking
Corporate Banking
Insurance

Products

Financials

Total Assets (2017)
124.59 bln EUR  (-1.71%)
Net Income (2017)
0.00 EUR

In 2017 total assets of Deutsche Postbank AG were 124,59 bln EUR. In 2017 the bank's net income was 0,00 EUR.

Deutsche Postbank AG is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BBB+ (good credit quality). Long-term credit rating assigned to the bank by Moody's is A3 (upper medium grade).

Deutsche Postbank AG participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Friedrich-Ebert-Allee 114-126, 53113, Bonn, Germany
40 00
228 920 0
228 920 35151

Deutsche Postbank AG was headquartered in Bonn.

Bank Identifiers

BIC (SWIFT)
PBNKDEFFXXX
MFI ID
DE03485
Close Date
May 2018

Business Summary

Deutsche Postbank AG provides products and services in the areas of retail banking, corporate banking, insurance. The range of products offered by Deutsche Postbank AG includes credit cards, current accounts, savings accounts (0.00 - 0.01 %), time deposit accounts (0.01 - 0.01 %), consumer loans (1.79 - 10.33 %), car loans (2.85 - 6.99 %), trading accounts.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Deutsche Postbank AG are covered by deposit guarantee scheme of Germany up to 100 000 EUR per depositor. The following current accounts are offered by Deutsche Postbank AG.

Updated on 15 December 2018

Fohlen-Konto
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
46.8
Overdraft Rate (p.a.)
10.55 %
Current Account Details
Product Name
Fohlen-Konto
Account Currency
EUR
Annual Costs
46.8 EUR
Overdraft Rate (p.a.)
10.55 %
Debit Card
Visa Credit Card
Visa Credit Card Costs (p.a.)
29 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Giro direkt
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
0
Overdraft Rate (p.a.)
10.55 %
Current Account Details
Product Name
Giro direkt
Account Currency
EUR
Overdraft Rate (p.a.)
10.55 %
Debit Card
Visa Credit Card
Visa Credit Card Costs (p.a.)
29 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Giro direkt
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
22.8
Overdraft Rate (p.a.)
none
Current Account Details
Product Name
Giro direkt
Account Currency
EUR
Annual Costs
22.8 EUR
Overdraft Rate (p.a.)
none
Debit Card
Visa Credit Card
Visa Credit Card Costs (p.a.)
29 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Giro extra plus
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
0
Overdraft Rate (p.a.)
8.68 %
Current Account Details
Product Name
Giro extra plus
Account Currency
EUR
Overdraft Rate (p.a.)
8.68 %
Debit Card
Visa Credit Card
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Giro extra plus
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
118.8
Overdraft Rate (p.a.)
8.68 %
Current Account Details
Product Name
Giro extra plus
Account Currency
EUR
Annual Costs
118.8 EUR
Overdraft Rate (p.a.)
8.68 %
Debit Card
Visa Credit Card
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Giro plus
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
46.8
Overdraft Rate (p.a.)
10.55 %
Current Account Details
Product Name
Giro plus
Account Currency
EUR
Annual Costs
46.8 EUR
Overdraft Rate (p.a.)
10.55 %
Debit Card
Visa Credit Card
Visa Credit Card Costs (p.a.)
29 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Giro start direkt
Sales Region
Germany
Account Currency
EUR
Annual Costs (EUR)
0
Overdraft Rate (p.a.)
10.55 %
Current Account Details
Product Name
Giro start direkt
Account Currency
EUR
Overdraft Rate (p.a.)
10.55 %
Debit Card
Visa Credit Card
Visa Credit Card Costs (p.a.)
5 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with Deutsche Postbank AG are covered by deposit guarantee scheme of Germany up to 100 000 EUR per depositor. Deutsche Postbank AG offers the following savings accounts.

Updated on 15 December 2018

Tagesgeldkonto
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 99
Savings Account Details
Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 99
Investment Amount
1 - 24999 EUR
Interest Frequency
1 times a year
Business Tagesgeld
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.00 %
Deposit Term (months)
1 - 99
Savings Account Details
Product Name
Business Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.00 %
Deposit Term (months)
1 - 99
Investment Amount
1 - 9999 EUR
Interest Frequency
1 times a year
Tagesgeldkonto
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 99
Savings Account Details
Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 99
Investment Amount
25000 - 499999 EUR
Interest Frequency
1 times a year
Business Tagesgeld
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 99
Savings Account Details
Product Name
Business Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 99
Investment Amount
10000 - 999999 EUR
Interest Frequency
1 times a year
Tagesgeldkonto
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 99
Savings Account Details
Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 99
Investment Amount
500000 - 999999 EUR
Interest Frequency
1 times a year
SparCard direkt
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.00 %
Deposit Term (months)
1 - 99
Savings Account Details
Product Name
SparCard direkt
Account Currency
EUR
Interest Rate (p.a.)
0.00 %
Deposit Term (months)
1 - 99
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Time deposit accounts made with Deutsche Postbank AG are covered by deposit guarantee scheme of Germany up to 100 000 EUR per depositor. Deutsche Postbank AG offers the following time deposit accounts.

Updated on 15 December 2018

Kapital plus direkt
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 72
Time Deposit Account Details
Product Name
Kapital plus direkt
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term (months)
1 - 72
Investment Amount
2500 - 999999 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Deutsche Postbank AG.

Updated on 15 December 2018

VISA Card zum Giro extra plus
Sales Region
Germany
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs (EUR)
0
Credit Card Details
Product Name
VISA Card zum Giro extra plus
Card Provider
Visa
Card Type
Standard
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.85 %
Current Account Necessary
Bonus Program
Mastercard
Sales Region
Germany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs (EUR)
22
Credit Card Details
Product Name
Mastercard
Card Provider
MasterCard
Card Type
Standard
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.85 %
Current Account Necessary
Bonus Program
Visa Card Gold
Sales Region
Germany
Card Currency
EUR
Card Provider
Visa
Card Type
Gold
Annual Costs (EUR)
29 - 59
Credit Card Details
Product Name
Visa Card Gold
Card Provider
Visa
Card Type
Gold
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.85 %
Current Account Necessary
Bonus Program
Visa Card
Sales Region
Germany
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs (EUR)
29
Credit Card Details
Product Name
Visa Card
Card Provider
Visa
Card Type
Standard
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.85 %
Current Account Necessary
Bonus Program
Visa Card Platinum
Sales Region
Germany
Card Currency
EUR
Card Provider
Visa
Card Type
Platin
Annual Costs (EUR)
99
Credit Card Details
Product Name
Visa Card Platinum
Card Provider
Visa
Card Type
Platin
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.85 %
Current Account Necessary
Bonus Program

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Deutsche Postbank AG are shown in the table below.

Updated on 15 December 2018

Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
100000 - 100000
Loan Term (months)
60 - 60
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
50000 - 99999
Loan Term (months)
72 - 84
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
10000 - 49999
Loan Term (months)
12 - 48
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
50000 - 99999
Loan Term (months)
60 - 60
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
10000 - 49999
Loan Term (months)
72 - 84
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
50000 - 99999
Loan Term (months)
12 - 48
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
10000 - 49999
Loan Term (months)
60 - 60
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
100000 - 100000
Loan Term (months)
72 - 84
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
1.79 %
Borrowing Amount (EUR)
100000 - 100000
Loan Term (months)
12 - 48
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.49 %
Borrowing Amount (EUR)
10000 - 49999
Loan Term (months)
12 - 84
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.49 %
Borrowing Amount (EUR)
50000 - 99999
Loan Term (months)
12 - 84
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.49 %
Borrowing Amount (EUR)
100000 - 100000
Loan Term (months)
12 - 84
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
9.99 %
Borrowing Amount (EUR)
10000 - 49999
Loan Term (months)
12 - 84
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
9.99 %
Borrowing Amount (EUR)
50000 - 99999
Loan Term (months)
12 - 84
Business Kredit Online
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
9.99 %
Borrowing Amount (EUR)
100000 - 100000
Loan Term (months)
12 - 84
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.19 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
48 - 60
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.39 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
72 - 84
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.49 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
48 - 60
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.69 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
72 - 84
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.09 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
96 - 120
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.39 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
96 - 120
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.39 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
48 - 60
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.59 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
72 - 84
Modernisierungskredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
5.29 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
96 - 120
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.85 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
84 - 84
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.85 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
48 - 60
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.85 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
72 - 72
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.33 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
120 - 120
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.33 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
96 - 96
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
4.33 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
108 - 108
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
5.45 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
84 - 84
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
5.45 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
48 - 60
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
5.45 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
72 - 72
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
5.93 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
120 - 120
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
5.93 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
96 - 96
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
5.93 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
108 - 108
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
9.85 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
48 - 60
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
9.85 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
72 - 72
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
9.85 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
84 - 84
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
10.33 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
96 - 96
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
10.33 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
108 - 108
Privatkredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
10.33 %
Borrowing Amount (EUR)
5000 - 50000
Loan Term (months)
120 - 120
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.47 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
12 - 60
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.47 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
60 - 60
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.47 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
24 - 24
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.47 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
72 - 72
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.47 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
36 - 36
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.47 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
84 - 84
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.47 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
48 - 48
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.78 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
36 - 36
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.78 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
84 - 84
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.78 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
48 - 48
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.78 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
12 - 12
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.78 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
60 - 60
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.78 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
24 - 24
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.78 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
72 - 72
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
84 - 84
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
48 - 48
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
12 - 12
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
60 - 60
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
24 - 24
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
72 - 72
Privatkredit Direkt
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
7.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
36 - 36

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Deutsche Postbank AG are shown in the table below.

Updated on 15 December 2018

Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.29 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
12 - 12
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.29 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
24 - 24
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.29 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
36 - 36
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.29 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
48 - 48
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.29 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
60 - 60
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.29 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
72 - 72
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.29 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
84 - 84
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
12 - 12
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
24 - 24
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
6.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
12 - 12
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
48 - 48
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
60 - 60
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
72 - 72
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
84 - 84
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
6.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
24 - 24
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
6.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
36 - 36
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
36 - 36
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
6.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
48 - 48
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
6.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
60 - 60
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
6.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
72 - 72
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
6.99 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
84 - 84
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
2.85 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
48 - 96
Autokredit
Sales Region
Germany
Loan Currency
EUR
Effective Rate (p.a.)
3.79 %
Borrowing Amount (EUR)
3000 - 50000
Loan Term (months)
108 - 120

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts made with Deutsche Postbank AG are covered by investor compensation scheme of Germany up to 20 000 EUR per investor. Trading accounts offered by Deutsche Postbank AG are shown in the table below.

Updated on 15 December 2018

Depot
Sales Region
Germany
Annual Costs (EUR)
0.00
Costs per Order (EUR)
9.95 - 33.00
Trading Account Details
Product Name
Depot
Annual Costs
0.00 EUR
Costs per Order
9.95 - 33.00 EUR
Traded Instruments
stocks
bonds
funds
certificates
Stock Exchanges
XETRA
Frankfurt
NYSE

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Financial Positions

Total Assets (2017)
124.59 bln EUR  (-1.71%)

In 2017 total assets of Deutsche Postbank AG were 124.59 bln EUR. Decline compared to the previous period (2016) was -1.71%. The evolution of the total assets of Deutsche Postbank AG is shown at Chart 1 below.

Total Assets of Deutsche Postbank AG.

Chart 1. Total Assets of Deutsche Postbank AG.

Profit and Loss

Net Income (2017)
0.00 EUR

In 2017 net income of Deutsche Postbank AG was 0.00 EUR. The value didn't change compared to the previous period (2016). The evolution of the net income of Deutsche Postbank AG is shown at Chart 2 below.

Net Income of Deutsche Postbank AG.

Chart 2. Net Income of Deutsche Postbank AG.

Market Share and Rank (among banks in Germany)

Total Assets (2016)
12th (market share 1.79%)

In 2016 Deutsche Postbank AG was ranked the 12th largest bank in Germany in terms of total assets, having 1.79% of the domestic market share.

Market share of Deutsche Postbank AG (among banks in Germany)

Chart 3. Market share of Deutsche Postbank AG (among banks in Germany)

Several banks having the market shares and ranks closest to Deutsche Postbank AG are shown below.

RankNameTotal AssetsMarket Share
11Landesbank Hessen-Thüringen GZ136787.96 mln EUR1.93%
12Deutsche Postbank AG (closed)126755.00 mln EUR1.79%
13Norddeutsche Landesbank -Girozentrale-122998.11 mln EUR1.74%
 

Credit Ratings (as of May 2018)

Fitch Moody's
BBB+ (good credit quality) A3 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Deutsche Postbank AG is rated by Fitch and Moody's.

Credit ratings assigned to Deutsche Postbank AG as of May 2018 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Deutsche Postbank AG it is set to BBB+ (good credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Deutsche Postbank AG is set to F2 (good short-term credit quality).

Long-Term Issuer Default Rating  BBB+
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F2
Viability Rating  WD
Support Rating  2
Support Rating Floor  WD

Viability rating for Deutsche Postbank AG is set to WD (withdrawn); support rating is 2 (high probability of external support); support rating floor is WD (withdrawn).

Moody's

Long-term rating for Deutsche Postbank AG it is set to A3 (upper medium grade). Long-term bank deposit rating is A3 (upper medium grade). Baseline credit assessment is ba1. Short-term rating is not assigned.

Long-Term Rating  A3
Long-Term Bank Deposit Rating  A3
Baseline Credit Assessment  ba1
Short-Term Rating  -
Outlook  negative

Outlook for the ratings of Deutsche Postbank AG is set to negative (may be lowered).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of Deutsche Postbank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Deutsche Postbank AG and its components are shown in the table below.

BIC  PBNKDEFFXXX
Bank BIC Code  PBNK
Country Code  DE (Germany)
Location Code  FF
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Deutsche Postbank AG is shown in the table below.

MFI ID  DE03485

European Presence: 1 bank in 1 country

Deutsche Postbank AG operated under the brand name Deutsche Postbank. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

United Kingdom

Defunct Banks: 3 banks in 3 countries

The following banks operating under Deutsche Postbank brand name has been recently closed down:

Germany

  • (this bank) Deutsche Postbank AG (Bonn)

Luxembourg

United Kingdom