Deutsche Postbank AG

Business Summary

Services
retail banking
corporate banking
insurance
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
consumer loans (1.99 - 10.33 %)
trading accounts
car loans (1.99 - 4.99 %)
Area Served
DEGermany

Deutsche Postbank AG provides products and services in the areas of retail banking, corporate banking, insurance. The range of products offered by Deutsche Postbank AG includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans (1.99 - 10.33 %), trading accounts, car loans (1.99 - 4.99 %).

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by Deutsche Postbank AG.

Updated on 24 September 2020

Fohlen-Konto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
46.80 EUR
Current Account Details
Product Name
Fohlen-Konto
Account Currency
EUR
Annual Costs
46.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
29.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Fohlen-Konto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
10.55 %
Annual Costs
46.80 EUR
Current Account Details
Product Name
Fohlen-Konto
Account Currency
EUR
Annual Costs
46.80 EUR
Interest Rate (p.a.)
10.55 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
29.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Giro direkt
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
10.33 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Giro direkt
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
10.33 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
29.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Giro direkt
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Giro direkt
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
29.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Giro direkt
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
10.33 %
Annual Costs
22.80 EUR
Current Account Details
Product Name
Giro direkt
Account Currency
EUR
Annual Costs
22.80 EUR
Interest Rate (p.a.)
10.33 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
29.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Giro direkt
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
22.80 EUR
Current Account Details
Product Name
Giro direkt
Account Currency
EUR
Annual Costs
22.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
29.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Giro extra plus
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Giro extra plus
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

Giro extra plus
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
8.46 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Giro extra plus
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
8.46 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

Giro extra plus
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
8.46 %
Annual Costs
130.80 EUR
Current Account Details
Product Name
Giro extra plus
Account Currency
EUR
Annual Costs
130.80 EUR
Interest Rate (p.a.)
8.46 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

Giro extra plus
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
130.80 EUR
Current Account Details
Product Name
Giro extra plus
Account Currency
EUR
Annual Costs
130.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
0.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card Visa

Account be can accessed via online banking, phone, branch

Available to German residents

Giro plus
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
10.33 %
Annual Costs
58.80 EUR
Current Account Details
Product Name
Giro plus
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
10.33 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
29.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Giro plus
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
58.80 EUR
Current Account Details
Product Name
Giro plus
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
29.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Giro start direkt
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Giro start direkt
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
5.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

Giro start direkt
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
10.33 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Giro start direkt
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
10.33 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
5.00 EUR
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Deutsche Postbank AG are shown in the table below.

Updated on 24 September 2020

Modernisierungskredit
Sales Region
DEGermany
Borrowing Amount
5,000 - 50,000 EUR
Loan Term
96 - 120 months
Effective Rate (p.a.)
5.29 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
96 months
Max. Loan Term
120 months
Min. Borrowing Amount
5,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
5.29 %
Max. Effective Rate (p.a.)
5.29 %
Privatkredit
Sales Region
DEGermany
Borrowing Amount
5,000 - 50,000 EUR
Loan Term
120 months
Effective Rate (p.a.)
10.33 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
120 months
Max. Loan Term
120 months
Min. Borrowing Amount
5,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
10.33 %
Max. Effective Rate (p.a.)
10.33 %
Privatkredit Direkt
Sales Region
DEGermany
Borrowing Amount
3,000 - 50,000 EUR
Loan Term
84 months
Effective Rate (p.a.)
7.99 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Borrowing Amount
3,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
7.99 %
Max. Effective Rate (p.a.)
7.99 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Deutsche Postbank AG are shown in the table below.

Updated on 24 September 2020

Autokredit
Sales Region
DEGermany
Borrowing Amount
3,000 - 50,000 EUR
Loan Term
84 months
Effective Rate (p.a.)
4.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Borrowing Amount
3,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
4.99 %
Max. Effective Rate (p.a.)
4.99 %
Autokredit
Sales Region
DEGermany
Borrowing Amount
3,000 - 50,000 EUR
Loan Term
108 - 120 months
Effective Rate (p.a.)
3.79 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
108 months
Max. Loan Term
120 months
Min. Borrowing Amount
3,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
3.79 %
Max. Effective Rate (p.a.)
3.79 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also