FIDOR Bank AG

Business Summary

Services
retail banking
Clients
individuals
business entities
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts (0.00 - 0.70 %)
consumer loans (1.71 - 16.65 %)
car loans
trading accounts
Area Served
DEGermany

FIDOR Bank AG provides services in the area of retail banking. The range of products offered by FIDOR Bank AG includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.00 - 0.70 %), consumer loans (1.71 - 16.65 %), car loans, trading accounts. FIDOR Bank AG makes its solutions available to individuals, business entities.

Account Opening

Account Opening Procedure
completely online
performed within a few minutes

Opening an account with FIDOR Bank AG can be done by performing the following steps: completely online. It usually requires about a few minutes.

Ways to Bank

Business Channels
online banking online banking
mobile app mobile app

FIDOR Bank AG operates as a direct bank without a branch network. Products and services offered by FIDOR Bank AG are available via online banking, mobile application.

Mobile Application:

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by FIDOR Bank AG.

Updated on 14 August 2020

Fidor Smart Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
8.50 %
Annual Costs
60.00 EUR
Current Account Details
Product Name
Fidor Smart Girokonto
Account Currency
EUR
Annual Costs
60.00 EUR
Interest Rate (p.a.)
8.50 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
24.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Debit card available

Free credit card MasterCard

Account be can accessed via online banking

Available to German residents

Fidor Smart Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
60.00 EUR
Current Account Details
Product Name
Fidor Smart Girokonto
Account Currency
EUR
Annual Costs
60.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
24.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Debit card available

Free credit card MasterCard

Account be can accessed via online banking

Available to German residents

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

FIDOR Bank AG offers the following time deposit accounts.

Updated on 14 August 2020

Sparbrief
Sales Region
DEGermany
Investment Amount
100 - 100,000 EUR
Interest Rate (p.a.)
0.00 - 0.70 %
Deposit Term
3 - 72 months
Time Deposit Account Details
Product Name
Sparbrief
Account Currency
EUR
Min. Interest Rate (p.a.)
0.00 %
Max. Interest Rate (p.a.)
0.70 %
Min. Deposit Term
3 months
Max. Deposit Term
72 months
Min. Investment Amount
100 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with FIDOR Bank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by FIDOR Bank AG from the time deposit account.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by FIDOR Bank AG are shown in the table below.

Updated on 14 August 2020

Ratenkredit
Sales Region
DEGermany
Borrowing Amount
500 - 2,499 EUR
Loan Term
24 months
Effective Rate (p.a.)
16.65 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
24 months
Min. Borrowing Amount
500 EUR
Max. Borrowing Amount
2,499 EUR
Min. Effective Rate (p.a.)
16.65 %
Max. Effective Rate (p.a.)
16.65 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also