Hanseatic Bank GmbH & Co KG

Business Summary

Services
retail banking
factoring
insurance
Products
Area Served
DEGermany

Hanseatic Bank GmbH & Co KG provides products and services in the areas of retail banking, factoring, insurance. Hanseatic Bank GmbH & Co KG offers a range of products including saving accounts, time deposit accounts (0.20 - 0.80 %), credit cards, consumer loans, savings accounts (0.05 - 0.05 %).

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with Hanseatic Bank GmbH & Co KG can be done by performing the following steps: submit online application, visit bank branch.

Required Documents
passport
proof of address
application form

Hanseatic Bank GmbH & Co KG requires the following documents to open a personal bank account: passport; proof of address; application form.

While opening a bank account Hanseatic Bank GmbH & Co KG has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by Hanseatic Bank GmbH & Co KG and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
Income Source
Forms
application form
all the forms from above

Hanseatic Bank GmbH & Co KG may require additional documentation or information depending on the case.

Identity Verification
branch visit

Hanseatic Bank GmbH & Co KG performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Hanseatic Bank GmbH & Co KG are available at its branches and via its online banking system, mobile application.

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Hanseatic Bank GmbH & Co KG offers the following savings accounts.

Updated on 25 November 2020

TagesGeld
Sales Region
DEGermany
Investment Amount
1 - 500,000 EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
TagesGeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.05 %
Max. Interest Rate (p.a.)
0.05 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
1 EUR
Max. Investment Amount
500,000 EUR
Interest Frequency
12 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with Hanseatic Bank GmbH & Co KG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Germany is not taxed. Interest gained on savings accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by Hanseatic Bank GmbH & Co KG from the savings account.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Hanseatic Bank GmbH & Co KG offers the following time deposit accounts.

Updated on 25 November 2020

Festgeld
Sales Region
DEGermany
Investment Amount
5,000 - 500,000 EUR
Interest Rate (p.a.)
0.20 - 0.80 %
Deposit Term
12 - 72 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
0.80 %
Min. Deposit Term
12 months
Max. Deposit Term
72 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
500,000 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with Hanseatic Bank GmbH & Co KG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by Hanseatic Bank GmbH & Co KG from the time deposit account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Hanseatic Bank GmbH & Co KG.

Updated on 25 November 2020

star VISA Kreditkarte
Sales Region
DEGermany
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 - 29.00 EUR
Credit Card Details
Product Name
star VISA Kreditkarte
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 - 29.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
GoldCard
Sales Region
DEGermany
Card Currency
EUR
Card Provider
Visa
Card Type
Gold
Annual Costs
0.00 - 35.00 EUR
Credit Card Details
Product Name
GoldCard
Card Provider
Visa
Card Type
Gold
Annual Costs
0.00 - 35.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
2.00 %
Current Account Necessary
Bonus Program
Schwarze Kreditkarte
Sales Region
DEGermany
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Schwarze Kreditkarte
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.75 %
Current Account Necessary
Bonus Program
GenialCard
Sales Region
DEGermany
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
GenialCard
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
0.00 %
Current Account Necessary
Bonus Program

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also