Hausbank München eG Bank für Haus- und Grundbesitz

Hausbank München eG Bank für Haus- und Grundbesitz is a cooperative bank owned by its members via shares. Hausbank München eG Bank für Haus- und Grundbesitz provides retail banking products and services to its customers focusing on customer requirements and development of local economy, paying special attention to small and medium-sized enterprises (SMEs).

Bank Category

Cooperative banks

Financials

Total Assets (2017)
3 006.55 mln EUR  (+7.25%)

In 2017 total assets of Hausbank München eG Bank für Haus- und Grundbesitz were 3 006,55 mln EUR. Hausbank München eG Bank für Haus- und Grundbesitz is the 50th largest cooperative bank in Germany (out of 913 cooperative banks) having market share of 0.34% amongst the banks of this category.

Hausbank München eG Bank für Haus- und Grundbesitz is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is AA- (very high credit quality).

Hausbank München eG Bank für Haus- und Grundbesitz participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Sonnenstraße 13, 80331, München, Germany
15 03 04

Hausbank München eG Bank für Haus- und Grundbesitz is located in München.

Bank Identifiers

BIC (SWIFT)
GENODEF1M04
MFI ID
DE01361

Financial Positions

Total Assets (2017)
3 006.55 mln EUR  (+7.25%)

In 2017 total assets of Hausbank München eG Bank für Haus- und Grundbesitz were 3 006.55 mln EUR. Growth compared to the previous period (2016) was 7.25%. The evolution of the total assets of Hausbank München eG Bank für Haus- und Grundbesitz is shown at Chart 1 below.

Total Assets of Hausbank München eG Bank für Haus- und Grundbesitz.

Chart 1. Total Assets of Hausbank München eG Bank für Haus- und Grundbesitz.

Recent changes in total assets of Hausbank München eG Bank für Haus- und Grundbesitz and its main components are shown in Table 1.

2016 2017 % change
Loans to customers 990.3 1 126.3 +13.73%
Total Assets 2 803.3 3 006.6 +7.25%
Table 1. Recent changes in total assets of Hausbank München eG Bank für Haus- und Grundbesitz (mln EUR).

Recent changes in total liabilities of Hausbank München eG Bank für Haus- und Grundbesitz and its main components are shown in Table 2.

2016 2017 % change
Deposits 2 527.0 2 699.6 +6.83%
Total Liabilities 2 803.3 3 006.6 +7.25%
Table 2. Recent changes in total liabilities of Hausbank München eG Bank für Haus- und Grundbesitz (mln EUR).

Market Share and Rank (among Cooperative banks in Germany)

Total Assets (2017)
50th (market share 0.34%)

In 2017 Hausbank München eG Bank für Haus- und Grundbesitz was ranked the 50th largest cooperative bank in Germany in terms of total assets, having 0.34% of the category's market share.

Market share of Hausbank München eG Bank für Haus- und Grundbesitz (among Cooperative Banks in Germany)

Chart 2. Market share of Hausbank München eG Bank für Haus- und Grundbesitz (among Cooperative Banks in Germany)

Several cooperative banks having the market shares and ranks closest to Hausbank München eG Bank für Haus- und Grundbesitz are shown below.

RankNameTotal AssetsMarket Share
49 VR-Bank Rottal-Inn eG3105.19 mln EUR0.35%
50 Hausbank München eG Bank für Haus- und Grundbesitz3006.55 mln EUR0.34%
51 Volksbank Karlsruhe eG2983.43 mln EUR0.34%
 

Market Share and Rank (among banks in Germany)

Total Assets (2016)
269th (market share 0.04%)

In 2016 Hausbank München eG Bank für Haus- und Grundbesitz was ranked the 269th largest bank in Germany in terms of total assets, having 0.04% of the domestic market share.

Market share of Hausbank München eG Bank für Haus- und Grundbesitz (among banks in Germany)

Chart 3. Market share of Hausbank München eG Bank für Haus- und Grundbesitz (among banks in Germany)

Several banks having the market shares and ranks closest to Hausbank München eG Bank für Haus- und Grundbesitz are shown below.

RankNameTotal AssetsMarket Share
268 Vereinigte Volksbank Raiffeisenbank eG2822.13 mln EUR0.04%
269 Hausbank München eG Bank für Haus- und Grundbesitz2803.29 mln EUR0.04%
270 VR-Bank Rottal-Inn eG2792.13 mln EUR0.04%
 

Credit Ratings (as of May 2018)

Fitch Moody's
AA- (very high credit quality) - (not rated)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Hausbank München eG Bank für Haus- und Grundbesitz is rated by Fitch.

Credit ratings assigned to Hausbank München eG Bank für Haus- und Grundbesitz as of May 2018 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Hausbank München eG Bank für Haus- und Grundbesitz it is set to AA- (very high credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Hausbank München eG Bank für Haus- und Grundbesitz is set to F1+ (highest short-term credit quality).

Long-Term Issuer Default Rating  AA-
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F1+
Viability Rating  -
Support Rating  -
Support Rating Floor  -

Viability rating for Hausbank München eG Bank für Haus- und Grundbesitz is not set support rating is not assigned; support rating floor is not set.

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of Hausbank München eG Bank für Haus- und Grundbesitz failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Hausbank München eG Bank für Haus- und Grundbesitz and its components are shown in the table below.

BIC  GENODEF1M04
Bank BIC Code  GENO
Country Code  DE (Germany)
Location Code  F1
Branch Code  M04

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Hausbank München eG Bank für Haus- und Grundbesitz is shown in the table below.

MFI ID  DE01361