IKB Deutsche Industriebank AG

Business Summary

Services
retail banking
corporate banking
Products
current accounts
savings accounts (0.05 - 1.00 %)
time deposit accounts (0.15 - 2.60 %)
business loans
capital markets solutions
financial advising
Area Served
Germany

IKB Deutsche Industriebank AG provides products and services in the areas of retail banking, corporate banking. The range of products offered by IKB Deutsche Industriebank AG includes current accounts, savings accounts (0.05 - 1.00 %), time deposit accounts (0.15 - 2.60 %), business loans, capital markets solutions, financial advising.

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

IKB Deutsche Industriebank AG offers the following savings accounts.

Updated on 29 January 2020

USD-Tagesgeld
Sales Region
Germany
Investment Amount
5,000 - 999,999 EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
1 month
Savings Account Details
Product Name
USD-Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
1.00 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
1 month
Max. Deposit Term
1 month
Min. Investment Amount
5,000 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Tagesgeld
Sales Region
Germany
Investment Amount
5,000 - 999,999 EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.05 %
Max. Interest Rate (p.a.)
0.05 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with IKB Deutsche Industriebank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Germany is not taxed. Interest gained on savings accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by IKB Deutsche Industriebank AG from the savings account.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

IKB Deutsche Industriebank AG offers the following time deposit accounts.

Updated on 29 January 2020

Festgeld
Sales Region
Germany
Investment Amount
5,000 - 999,999 EUR
Interest Rate (p.a.)
0.15 - 0.75 %
Deposit Term
1 - 120 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.15 %
Max. Interest Rate (p.a.)
0.75 %
Min. Deposit Term
1 month
Max. Deposit Term
120 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
12 times a year
USD-Festgeld
Sales Region
Germany
Investment Amount
5,000 - 999,999 USD
Interest Rate (p.a.)
1.50 - 2.60 %
Deposit Term
1 - 120 months
Time Deposit Account Details
Product Name
USD-Festgeld
Account Currency
USD
Min. Interest Rate (p.a.)
1.50 %
Max. Interest Rate (p.a.)
2.60 %
Min. Deposit Term
1 month
Max. Deposit Term
120 months
Min. Investment Amount
5,000 USD
Max. Investment Amount
999,999 USD
Interest Frequency
1 times a year
IKB-Kombigeld
Sales Region
Germany
Investment Amount
5,000 - 999,999 EUR
Interest Rate (p.a.)
0.25 - 0.45 %
Deposit Term
12 - 120 months
Time Deposit Account Details
Product Name
IKB-Kombigeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.25 %
Max. Interest Rate (p.a.)
0.45 %
Min. Deposit Term
12 months
Max. Deposit Term
120 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with IKB Deutsche Industriebank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by IKB Deutsche Industriebank AG from the time deposit account.

See Also