Ikano Bank AB (publ), Zweigniederlassung Deutschland

Business Summary

Clients
natural persons and SMEs
Services
retail banking
asset management
real estate
insurance
Products
Area Served
Germany

Ikano Bank AB (publ), Zweigniederlassung Deutschland provides products and services in the areas of retail banking, asset management, real estate, insurance. The range of products offered by Ikano Bank AB (publ), Zweigniederlassung Deutschland includes credit cards, savings accounts (0.34 - 0.34 %), consumer loans (1.49 - 9.99 %), car loans (3.99 - 3.99 %). Ikano Bank AB (publ), Zweigniederlassung Deutschland makes its solutions available to natural persons and SMEs.

Ways to Bank
retail store
online banking

Products and services offered by Ikano Bank AB (publ), Zweigniederlassung Deutschland are available at retail stores and via its online banking system.

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Ikano Bank AB (publ), Zweigniederlassung Deutschland offers the following savings accounts.

Updated on 14 December 2019

Fleks Horten Tagesgeld
Sales Region
Germany
Investment Amount
1 - 100,000 EUR
Interest Rate (p.a.)
0.34 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
Fleks Horten Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.34 %
Max. Interest Rate (p.a.)
0.34 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
1 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with Ikano Bank AB (publ), Zweigniederlassung Deutschland are covered by deposit guarantee scheme of Germany up to 950,000 SEK per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Germany is not taxed. Interest gained on savings accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by Ikano Bank AB (publ), Zweigniederlassung Deutschland from the savings account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Ikano Bank AB (publ), Zweigniederlassung Deutschland.

Updated on 14 December 2019

Rote MasterCard
Sales Region
Germany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Rote MasterCard
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
1.50 %
Current Account Necessary
Bonus Program

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Ikano Bank AB (publ), Zweigniederlassung Deutschland are shown in the table below.

Updated on 14 December 2019

Kash Borgen
Sales Region
Germany
Borrowing Amount
5,000 - 50,000 EUR
Loan Term
72 months
Effective Rate (p.a.)
9.99 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
72 months
Max. Loan Term
72 months
Min. Borrowing Amount
5,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
9.99 %
Max. Effective Rate (p.a.)
9.99 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Ikano Bank AB (publ), Zweigniederlassung Deutschland are shown in the table below.

Updated on 14 December 2019

Kash Borgen Autokredit
Sales Region
Germany
Borrowing Amount
5,000 - 30,000 EUR
Loan Term
36 - 6 months
Effective Rate (p.a.)
3.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
36 months
Max. Loan Term
6 months
Min. Borrowing Amount
5,000 EUR
Max. Borrowing Amount
30,000 EUR
Min. Effective Rate (p.a.)
3.99 %
Max. Effective Rate (p.a.)
3.99 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also