North Rhine-Westphalia Bank (NRW.Bank) is the development bank for North Rhine-Westphalia. NRW.BANK assists the state in its structural and economic tasks.


Total Assets (2017)
147.58 bln EUR  (+3.88%)
Net Income (2017)
0.00 EUR

In 2017 total assets of NRW.BANK were 147,58 bln EUR. In 2017 the bank's net income was 0,00 EUR.

NRW.BANK is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is AAA (highest credit quality).

NRW.BANK participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.


Kavalleriestraße 22, 40213, Düsseldorf, Germany
211 91741 0
211 91741 1800

NRW.BANK is headquartered in Düsseldorf.

Bank Identifiers


Financial Positions

Total Assets (2017)
147.58 bln EUR  (+3.88%)

In 2017 total assets of NRW.BANK were 147.58 bln EUR. Growth compared to the previous period (2016) was 3.88%. The evolution of the total assets of NRW.BANK is shown at Chart 1 below.

Total Assets of NRW.BANK.

Chart 1. Total Assets of NRW.BANK.

Profit and Loss

Net Income (2017)
0.00 EUR

In 2017 net income of NRW.BANK was 0.00 EUR. The value didn't change compared to the previous period (2016). The evolution of the net income of NRW.BANK is shown at Chart 2 below.

Net Income of NRW.BANK.

Chart 2. Net Income of NRW.BANK.

Market Share and Rank (among banks in Germany)

Total Assets (2016)
10th (market share 2.01%)

In 2016 NRW.BANK was ranked the 10th largest bank in Germany in terms of total assets, having 2.01% of the domestic market share.

Market share of NRW.BANK (among banks in Germany)

Chart 3. Market share of NRW.BANK (among banks in Germany)

Several banks having the market shares and ranks closest to NRW.BANK are shown below.

RankNameTotal AssetsMarket Share
9DB Privat- und Firmenkundenbank AG148647.36 mln EUR2.10%
10NRW.BANK142065.68 mln EUR2.01%
11Landesbank Hessen-Thüringen GZ136787.96 mln EUR1.93%

Credit Ratings (as of May 2018)

Fitch Moody's
AAA (highest credit quality) - (not rated)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. NRW.BANK is rated by Fitch.

Credit ratings assigned to NRW.BANK as of May 2018 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for NRW.BANK it is set to AAA (highest credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for NRW.BANK is set to F1+ (highest short-term credit quality).

Long-Term Issuer Default Rating  AAA
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F1+
Viability Rating  -
Support Rating  1
Support Rating Floor  WD

Viability rating for NRW.BANK is not set support rating is 1 (extremely high probability of external support); support rating floor is WD (withdrawn).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of NRW.BANK failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of NRW.BANK and its components are shown in the table below.

Bank BIC Code  NRWB
Country Code  DE (Germany)
Location Code  DM
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of NRW.BANK is shown in the table below.

MFI ID  DE05740