Raiffeisenbank Schwabmünchen-Stauden eG is a cooperative bank owned by its members via shares.Raiffeisenbank Schwabmünchen-Stauden eG provides retail banking products and services to its customersfocusing on customer requirements and development of local economy, paying special attention tosmall and medium-sized enterprises (SMEs).
In 2023, Raiffeisenbank Schwabmünchen-Stauden eG achieved the position of 793rd largest bank in Germany with a market share of 0.01%; its total assets dropped by 2.54%.
Deposits up to 100,000 EUR are covered by German deposit guarantee scheme in Raiffeisenbank Schwabmünchen-Stauden eG.
In 2024 total assets of Raiffeisenbank Schwabmünchen-Stauden eG were 774.65 mln EUR. Raiffeisenbank Schwabmünchen-Stauden eG is the 338th largest cooperative bank in Germany, commanding a 0.07% share among cooperative banks.
Raiffeisenbank Schwabmünchen-Stauden eG is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is AA- (very high credit quality).
Raiffeisenbank Schwabmünchen-Stauden eG protects deposits up to up to 100,000 EUR per depositor through Germany's deposit guarantee scheme. The scheme applies to all deposit accounts made by individuals, companies. The bank participates in the BVR Institutssicherung GmbH, making regular contributions into it.
Raiffeisenbank Schwabmünchen-Stauden eG is a member of DZ Bank (Germany).
Raiffeisenbank Schwabmünchen-Stauden eG is located in Schwabmünchen.
Raiffeisenbank Schwabmünchen-Stauden eG provides products and services in the areas of retail banking, business banking, insurance. Raiffeisenbank Schwabmünchen-Stauden eG offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, pension plans, consumer loans, car loans, mortgage loans, trading accounts. Raiffeisenbank Schwabmünchen-Stauden eG makes its solutions available to natural persons, small- and medium-sized enterprises, companies.
Products and services offered by Raiffeisenbank Schwabmünchen-Stauden eG are available at its branches and via its online banking system, mobile application, call center.
In 2024 total assets of Raiffeisenbank Schwabmünchen-Stauden eG were 774.65 mln EUR. Growth compared to the previous period (2023) was 5.20%. The evolution of the total assets of Raiffeisenbank Schwabmünchen-Stauden eG is shown at Chart 1 below.
Chart 1. Total Assets of Raiffeisenbank Schwabmünchen-Stauden eG.
Recent changes in total assets of Raiffeisenbank Schwabmünchen-Stauden eG and its main components are shown in Table 1.
2023 | 2024 | change (%) | |
---|---|---|---|
Loans to customers | 484.6 | 499.4 | +3.06% |
Total Assets | 736.4 | 774.6 | +5.20% |
Table 1. Recent changes in total assets of Raiffeisenbank Schwabmünchen-Stauden eG (mln EUR).
Recent changes in total liabilities of Raiffeisenbank Schwabmünchen-Stauden eG and its main components are shown in Table 2.
2023 | 2024 | change (%) | |
---|---|---|---|
Deposits | 597.5 | 630.1 | +5.45% |
Total Liabilities | 736.4 | 774.6 | +5.20% |
Table 2. Recent changes in total liabilities of Raiffeisenbank Schwabmünchen-Stauden eG (mln EUR).
Raiffeisenbank Schwabmünchen-Stauden eG has received a rating from Fitch, a major credit rating agency. This rating assesses the institution's financial stability and creditworthiness.
Rating Category / Outlook | Value |
---|---|
Long-Term Issuer Default Rating | AA- (very high credit quality) |
Outlook | negative |
On Watch | No |
Short-Term Issuer Default Rating | F1+ (highest short-term credit quality) |
Viability Rating | - |
Support Rating | - |
Support Rating Floor | - |
The long-term issuer rating measures the bank’s ability tomeet its financial obligations, while the short-term rating reflects itsshort-term creditworthiness. The negative on watch outlook signals that Fitch is closely observing the bank, with a potential downgrade likely under specific circumstances.
Discover key identifiers of Raiffeisenbank Schwabmünchen-Stauden eG including its BIC, LEI, MFI ID.
BIC: GENODEF1SMU
The BIC (also known as SWIFT code) for Raiffeisenbank Schwabmünchen-Stauden eG is GENODEF1SMU. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
Key | Value |
---|---|
BIC | GENODEF1SMU |
Bank BIC Code | GENO |
Country Code | DE (Germany) |
Location Code | F1 |
Branch Code | SMU |
LEI: 529900WTMHHSYRG84I14
Raiffeisenbank Schwabmünchen-Stauden eG’s LEI is 529900WTMHHSYRG84I14. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
Key | Value |
---|---|
LEI | 529900WTMHHSYRG84I14 |
LOU Identifier | 5299 |
Reserved | 00 |
Entity Identifier | WTMHHSYRG84I |
Verification ID | 14 |
MFI ID: DE02199
Raiffeisenbank Schwabmünchen-Stauden eG’s MFI ID, DE02199, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Germany (DE), followed by the institutions's internal ID.
Key | Value |
---|---|
MFI ID | DE02199 |
Country Code | DE |
MFI Code | 02199 |
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