Created by Anna Mileiko 
Raiffeisenbank Straubing eG is a cooperative bank owned by its members via shares.Raiffeisenbank Straubing eG provides retail banking products and services to its customersfocusing on customer requirements and development of local economy, paying special attention tosmall and medium-sized enterprises (SMEs).
In 2023, Raiffeisenbank Straubing eG achieved the position of 712th largest bank in Germany with a market share of 0.01%; its total assets dropped by 0.33%.
Deposits up to 100,000 EUR are covered by German deposit guarantee scheme in Raiffeisenbank Straubing eG.
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In 2024 total assets of Raiffeisenbank Straubing eG were 1,082.46 mln EUR. Raiffeisenbank Straubing eG is the 283rd largest cooperative bank in Germany, commanding a 0.10% share among cooperative banks.
Raiffeisenbank Straubing eG is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is AA- (very high credit quality).
Raiffeisenbank Straubing eG protects deposits up to up to 100,000 EUR per depositor through Germany's deposit guarantee scheme. The scheme applies to all deposit accounts made by individuals, companies. The bank participates in the BVR Institutssicherung GmbH, making regular contributions into it.
DZ Bank (Germany)Raiffeisenbank Straubing eG is a member of DZ Bank (Germany).
Ittlinger Hauptstraße 23, 94315, Straubing, GermanyRaiffeisenbank Straubing eG is located in Straubing.
GermanyVisaMasterCardRaiffeisenbank Straubing eG provides products and services in the areas of retail banking, business banking, insurance. Raiffeisenbank Straubing eG offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts (1.60 - 2.10 %), pension plans, consumer loans, car loans, mortgage loans, trading accounts. Raiffeisenbank Straubing eG makes its solutions available to natural persons, small- and medium-sized enterprises, companies.
branch online banking mobile app phoneProducts and services offered by Raiffeisenbank Straubing eG are available at its branches and via its online banking system, mobile application, call center.
Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).
Raiffeisenbank Straubing eG offers the following time deposit accounts.
Updated on 19 April 2025
GermanyGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with Raiffeisenbank Straubing eG are covered bydeposit guarantee scheme of Germanyup to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germanyis not taxed. Interest gained on time deposit accounts by residents of Germanyis taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by Raiffeisenbank Straubing eG from the time deposit account.
In 2024 total assets of Raiffeisenbank Straubing eG were 1,082.46 mln EUR. Growth compared to the previous period (2023) was 5.32%. The evolution of the total assets of Raiffeisenbank Straubing eG is shown at Chart 1 below.
Chart 1. Total Assets of Raiffeisenbank Straubing eG.
Recent changes in total assets of Raiffeisenbank Straubing eG and its main components are shown in Table 1.
| 2023 | 2024 | change (%) | |
|---|---|---|---|
| Loans to customers | 708.3 | 755.2 | +6.62% |
| Total Assets | 1,027.8 | 1,082.5 | +5.32% |
Table 1. Recent changes in total assets of Raiffeisenbank Straubing eG (mln EUR).
Recent changes in total liabilities of Raiffeisenbank Straubing eG and its main components are shown in Table 2.
| 2023 | 2024 | change (%) | |
|---|---|---|---|
| Deposits | 840.8 | 881.2 | +4.80% |
| Total Liabilities | 1,027.8 | 1,082.5 | +5.32% |
Table 2. Recent changes in total liabilities of Raiffeisenbank Straubing eG (mln EUR).
In 2024 Raiffeisenbank Straubing eG was ranked the 283rd largest cooperative bank in Germanyin terms of total assets, having 0.10% of the category's market share.
Chart 2. Market share of Raiffeisenbank Straubing eG (among Cooperative Banks in Germany)
TheBanks.eu identified several banks cooperative banks having the market shares and ranks closest to Raiffeisenbank Straubing eG listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 282 | | 0.10% | 1,086.86 mln EUR (+4.29%) |
| 283 | | 0.10% | 1,082.46 mln EUR (+5.32%) |
| 284 | | 0.10% | 1,078.78 mln EUR (-4.14%) |
In 2023 Raiffeisenbank Straubing eG was ranked the 712th largest bank in Germanyin terms of total assets, having 0.01% of the domestic market share.
Chart 3. Market share of Raiffeisenbank Straubing eG (among banks in Germany)
Historical changes in Raiffeisenbank Straubing eG's domestic rank and market share over 2019-2023 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2023 | 712 | 0.01 % |
| 2022 | 717 | 0.01 % |
| 2021 | 727 | 0.01 % |
| 2020 | 749 | 0.01 % |
| 2019 | 774 | 0.01 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to Raiffeisenbank Straubing eG listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 711 | | 0.01% | 1,092.88 mln EUR (+6.19%) |
| 712 | | 0.01% | 1,082.46 mln EUR (+5.32%) |
| 713 |  | 0.01% | 1,016.14 mln EUR (+2.56%) |
Raiffeisenbank Straubing eG has received a rating from Fitch, a major credit rating agency. This rating assesses the institution's financial stability and creditworthiness.
| Rating Category / Outlook | Value |
|---|---|
| Long-Term Issuer Default Rating | AA- (very high credit quality) |
| Outlook | stable |
| On Watch | No |
| Short-Term Issuer Default Rating | F1+ (highest short-term credit quality) |
| Viability Rating | - |
| Support Rating | - |
| Support Rating Floor | - |
The long-term issuer rating measures the bank’s ability tomeet its financial obligations, while the short-term rating reflects itsshort-term creditworthiness. The stable outlook means Fitch does not expect this rating to change in the near future.
Discover key identifiers of Raiffeisenbank Straubing eG including its BIC, LEI, MFI ID.
BIC: GENODEF1SR2
The BIC (also known as SWIFT code) for Raiffeisenbank Straubing eG is GENODEF1SR2. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | GENODEF1SR2 |
| Bank BIC Code | GENO |
| Country Code | DE (Germany) |
| Location Code | F1 |
| Branch Code | SR2 |
LEI: 529900NF26TL8TI2U277
Raiffeisenbank Straubing eG’s LEI is 529900NF26TL8TI2U277. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 529900NF26TL8TI2U277 |
| LOU Identifier | 5299 |
| Reserved | 00 |
| Entity Identifier | NF26TL8TI2U2 |
| Verification ID | 77 |
MFI ID: DE04866
Raiffeisenbank Straubing eG’s MFI ID, DE04866, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Germany (DE), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | DE04866 |
| Country Code | DE |
| MFI Code | 04866 |
TheBanks.eu identified several banks similar to Raiffeisenbank Straubing eG based on various criteria, including:
