SPARDA-BANK NÜRNBERG eG

Business Summary

Services
retail banking
Products
current accounts
debit cards
credit cards
savings accounts (0.00 - 0.00 %)
time deposit accounts
consumer loans
mortgage loans (0.85 - 1.20 %)
Clients
natural persons
small- and medium-sized enterprises
companies
Area Served
Germany

SPARDA-BANK NÜRNBERG eG provides services in the area of retail banking. The range of products offered by SPARDA-BANK NÜRNBERG eG includes current accounts, debit cards, credit cards, savings accounts (0.00 - 0.00 %), time deposit accounts, consumer loans, mortgage loans (0.85 - 1.20 %). SPARDA-BANK NÜRNBERG eG makes its solutions available to natural persons, small- and medium-sized enterprises, companies.

Ways to Bank
branch
online banking
mobile app
phone

Products and services offered by SPARDA-BANK NÜRNBERG eG are available at its branches and via its online banking system, mobile application, call center.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by SPARDA-BANK NÜRNBERG eG.

Updated on 9 December 2019

SpardaGiro
Sales Region
Germany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
SpardaGiro
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
12.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
30.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features
No annual fees
Debit card available
Credit card MasterCard available
Account be can accessed via online banking, branch
Available to German residents
SpardaGiro
Sales Region
Germany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
9.60 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
SpardaGiro
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
9.60 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
12.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
30.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features
No annual fees
Debit card available
Credit card MasterCard available
Account be can accessed via online banking, branch
Available to German residents
SpardaGiro
Sales Region
Germany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
35.88 EUR
Current Account Details
Product Name
SpardaGiro
Account Currency
EUR
Annual Costs
35.88 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
12.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
30.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features
Debit card available
Credit card MasterCard available
Account be can accessed via online banking, branch
Available to German residents
SpardaGiro
Sales Region
Germany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
9.60 %
Annual Costs
35.88 EUR
Current Account Details
Product Name
SpardaGiro
Account Currency
EUR
Annual Costs
35.88 EUR
Interest Rate (p.a.)
9.60 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
12.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
30.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features
Debit card available
Credit card MasterCard available
Account be can accessed via online banking, branch
Available to German residents
SpardaYoung+
Sales Region
Germany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
SpardaYoung+
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
20.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features
No annual fees
Free debit card
Credit card MasterCard available
Account be can accessed via online banking, branch
Available to German residents
SpardaYoung+
Sales Region
Germany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
9.60 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
SpardaYoung+
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
9.60 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
20.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features
No annual fees
Free debit card
Credit card MasterCard available
Account be can accessed via online banking, branch
Available to German residents
SpardaYoung+
Sales Region
Germany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.15 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
SpardaYoung+
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.15 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
20.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features
No annual fees
Free debit card
Credit card MasterCard available
Account be can accessed via online banking, branch
Available to German residents

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

SPARDA-BANK NÜRNBERG eG offers the following savings accounts.

Updated on 9 December 2019

SpardaExtraZins
Sales Region
Germany
Investment Amount
2,500 - 999,999 EUR
Interest Rate (p.a.)
0.00 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
SpardaExtraZins
Account Currency
EUR
Min. Interest Rate (p.a.)
0.00 %
Max. Interest Rate (p.a.)
0.00 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
2,500 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
4 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with SPARDA-BANK NÜRNBERG eG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Germany is not taxed. Interest gained on savings accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by SPARDA-BANK NÜRNBERG eG from the savings account.

See Also

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by SPARDA-BANK NÜRNBERG eG are shown in the table below.

Updated on 9 December 2019

SpardaBaufinanzierung
Sales Region
Germany
Borrowing Amount
150,000 EUR
Borrowing Rate (p.a.)
0.85 - 1.20 %
Loan Term
10 - 15 years
Mortgage Loan Details
Loan Currency
EUR
Min. Borrowing Amount
150,000 EUR
Max. Borrowing Amount
150,000 EUR
Min. Borrowing Rate (p.a.)
0.85 %
Max. Borrowing Rate (p.a.)
1.20 %
Min. Loan Term
10 years
Max. Loan Term
15 years
Min. Lending Amount
60.00 %
Max. Lending Amount
80.00 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also