Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen -

Business Focus
retail banking

Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - is a member of Sparkassen Finanzgruppe and is the 23rd largest savings bank in Germany out of 385.

Core business of Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - is providing high-quality retail banking products and services to local residents: private customers, small- and medium-sized enterprises and public-sector institutions.

Traditionally for savings banks Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - to avoid excessive risks which is reflected in high credit ratings of Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen -.

Services

retail banking

Clients

natural persons
small- and medium-sized enterprises
public-sector organizations

Area Served

local community

Products

current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension plans
consumer loans
car loans
mortgage loans

Account Opening

Becoming a client of Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - can be done in a few steps:
1.
Book an appointment
2.
Visit bank branch

Due to regulatory requirements Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - will ask him/her to provide the following documents: passport, ID card, utility bill. For corporate clients Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - will ask to provide corporate documentation as well as information about controlling persons. Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - may request additional documentation or information depending on the case.

Ways to Bank

Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - delivers its products and services through both direct and indirect channels, namely:
branch
online banking

Financials

Total Assets of Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen -
Market Share of Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen -
Total Assets (2018)
8,840.57 mln EUR  (+3.54%)
Number of Employees (2018)
1,633  (-2.68%)

Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - is the 83rd largest bank in Germany in terms of total assets. In 2018 its total assets were 8 840,57 mln EUR, providing the bank with the market share of 0.12%. Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - is the 23rd largest savings bank (sparkasse) in Germany (out of 385 savings banks (sparkassen)) having market share of 0.72% amongst the banks of this category. Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - had 1 633 employees in 2018.

Credit Ratings

Fitch: A+
AAA
AA+, AA, AA-
A+, A, A-
BBB+, BBB, BBB-
BB+, BB, BB-
B+, B, B-
CCC, CC, C, RD, D
Moodys: -
Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is A+ (high credit quality).

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Institutional Protection Scheme of the Savings Banks Finance Group
Covered Depositors
individuals
companies
Covered Accounts
all deposit accounts

Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - participates in the deposit guarantee scheme of Germany. This deposit guarantee scheme applies to all deposit accounts made by individuals, companies and covers up to up to 100,000 EUR per bank per depositor. Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - is a member of Institutional Protection Scheme of the Savings Banks Finance Group and makes its contributions into it.

Contacts

Ostwall 155, 47798, Krefeld, Germany
101965

Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - is located in Krefeld.

Bank Identifiers

BIC (SWIFT)
SPKRDE33XXX
LEI
5299005ZC0K4R5KA5S41
MFI ID
DE00901