Sparkasse Pforzheim Calw

Business Focus
retail banking

Sparkasse Pforzheim Calw is a member of Sparkassen Finanzgruppe and is the 8th largest savings bank in Germany out of 385.

Core business of Sparkasse Pforzheim Calw is providing high-quality retail banking products and services to local residents: private customers, small- and medium-sized enterprises and public-sector institutions.

Traditionally for savings banks Sparkasse Pforzheim Calw is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Sparkasse Pforzheim Calw to avoid excessive risks which is reflected in high credit ratings of Sparkasse Pforzheim Calw.

Services

retail banking

Clients

natural persons
small- and medium-sized enterprises
public-sector organizations

Area Served

local community

Products

current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension plans
consumer loans
car loans
mortgage loans

Account Opening

Becoming a client of Sparkasse Pforzheim Calw can be done in a few steps:
1.
Book an appointment
2.
Visit bank branch

Due to regulatory requirements Sparkasse Pforzheim Calw performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Sparkasse Pforzheim Calw will ask him/her to provide the following documents: passport, ID card, utility bill. For corporate clients Sparkasse Pforzheim Calw will ask to provide corporate documentation as well as information about controlling persons. Sparkasse Pforzheim Calw may request additional documentation or information depending on the case.

Ways to Bank

Sparkasse Pforzheim Calw delivers its products and services through both direct and indirect channels, namely:
branch
online banking

Financials

Total Assets of Sparkasse Pforzheim Calw
Market Share of Sparkasse Pforzheim Calw
Total Assets (2018)
12,445.55 mln EUR  (+6.59%)
Number of Employees (2018)
1,881  (-2.03%)

Sparkasse Pforzheim Calw is the 62nd largest bank in Germany in terms of total assets. In 2018 its total assets were 12 445,55 mln EUR, providing the bank with the market share of 0.18%. Sparkasse Pforzheim Calw is the 8th largest savings bank (sparkasse) in Germany (out of 385 savings banks (sparkassen)) having market share of 1.02% amongst the banks of this category. Sparkasse Pforzheim Calw had 1 881 employees in 2018.

Credit Ratings

Fitch: A+
AAA
AA+, AA, AA-
A+, A, A-
BBB+, BBB, BBB-
BB+, BB, BB-
B+, B, B-
CCC, CC, C, RD, D
Moodys: -
Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Sparkasse Pforzheim Calw is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is A+ (high credit quality).

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Institutional Protection Scheme of the Savings Banks Finance Group
Covered Depositors
individuals
companies
Covered Accounts
all deposit accounts

Sparkasse Pforzheim Calw participates in the deposit guarantee scheme of Germany. This deposit guarantee scheme applies to all deposit accounts made by individuals, companies and covers up to up to 100,000 EUR per bank per depositor. Sparkasse Pforzheim Calw is a member of Institutional Protection Scheme of the Savings Banks Finance Group and makes its contributions into it.

Contacts

Poststraße 3, 75172, Pforzheim, Germany
18 20

Sparkasse Pforzheim Calw is located in Pforzheim.

Bank Identifiers

BIC (SWIFT)
PZHSDE66XXX
LEI
529900JB2S6CH38UQ526
MFI ID
DE00405