Süd-West-Kreditbank Finanzierung GmbH

Business Summary

Business Focus
providing products and services via direct banking channels (Internet)
Services
retail banking
Clients
natural persons
business entities
Products
Area Served
Germany

Süd-West-Kreditbank Finanzierung GmbH is focused on providing products and services via direct banking channels (Internet). Süd-West-Kreditbank Finanzierung GmbH provides services in the area of retail banking. The range of products offered by Süd-West-Kreditbank Finanzierung GmbH includes savings accounts, time deposit accounts (0.15 - 0.65 %), consumer loans (1.55 - 9.20 %), car loans (2.69 - 4.65 %). Süd-West-Kreditbank Finanzierung GmbH makes its solutions available to natural persons, business entities.

Account Opening
completely online
within a few minutes

Opening an account with Süd-West-Kreditbank Finanzierung GmbH can be done completely online within a few minutes.

Ways to Bank
online banking
mobile app

Süd-West-Kreditbank Finanzierung GmbH operates as a direct bank without a branch network. Products and services offered by Süd-West-Kreditbank Finanzierung GmbH are available via online banking, mobile application.

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Süd-West-Kreditbank Finanzierung GmbH offers the following time deposit accounts.

Updated on 14 December 2019

Festgeldkonto
Sales Region
Germany
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.15 - 0.65 %
Deposit Term
1 - 72 months
Time Deposit Account Details
Product Name
Festgeldkonto
Account Currency
EUR
Min. Interest Rate (p.a.)
0.15 %
Max. Interest Rate (p.a.)
0.65 %
Min. Deposit Term
1 month
Max. Deposit Term
72 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
12 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with Süd-West-Kreditbank Finanzierung GmbH are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by Süd-West-Kreditbank Finanzierung GmbH from the time deposit account.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Süd-West-Kreditbank Finanzierung GmbH are shown in the table below.

Updated on 14 December 2019

Couchkredit
Sales Region
Germany
Borrowing Amount
1,000 - 50,000 EUR
Loan Term
12 - 84 months
Effective Rate (p.a.)
3.49 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Borrowing Amount
1,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
3.49 %
Max. Effective Rate (p.a.)
3.49 %
Kredit
Sales Region
Germany
Borrowing Amount
2,500 - 50,000 EUR
Loan Term
48 months
Effective Rate (p.a.)
4.65 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
48 months
Max. Loan Term
48 months
Min. Borrowing Amount
2,500 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
4.65 %
Max. Effective Rate (p.a.)
4.65 %
Policendarlehen
Sales Region
Germany
Borrowing Amount
2,500 - 250,000 EUR
Loan Term
12 - 59 months
Effective Rate (p.a.)
3.69 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
59 months
Min. Borrowing Amount
2,500 EUR
Max. Borrowing Amount
250,000 EUR
Min. Effective Rate (p.a.)
3.69 %
Max. Effective Rate (p.a.)
3.69 %
Ratenkredit
Sales Region
Germany
Borrowing Amount
2,500 - 50,000 EUR
Loan Term
24 months
Effective Rate (p.a.)
4.85 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
24 months
Min. Borrowing Amount
2,500 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
4.85 %
Max. Effective Rate (p.a.)
4.85 %
Solarkredit
Sales Region
Germany
Borrowing Amount
5,000 - 100,000 EUR
Loan Term
240 months
Effective Rate (p.a.)
9.20 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
240 months
Max. Loan Term
240 months
Min. Borrowing Amount
5,000 EUR
Max. Borrowing Amount
100,000 EUR
Min. Effective Rate (p.a.)
9.20 %
Max. Effective Rate (p.a.)
9.20 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Süd-West-Kreditbank Finanzierung GmbH are shown in the table below.

Updated on 14 December 2019

Kredit
Sales Region
Germany
Borrowing Amount
2,500 - 50,000 EUR
Loan Term
84 months
Effective Rate (p.a.)
3.59 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Borrowing Amount
2,500 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
3.59 %
Max. Effective Rate (p.a.)
3.59 %
PKW Kredit
Sales Region
Germany
Borrowing Amount
2,500 - 50,000 EUR
Loan Term
24 - 84 months
Effective Rate (p.a.)
2.69 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
84 months
Min. Borrowing Amount
2,500 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
2.69 %
Max. Effective Rate (p.a.)
2.69 %

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also