UniCredit Bank AG

Business Summary

Services
retail banking
private banking
corporate banking
Products
Area Served
DEGermany

UniCredit Bank AG provides products and services in the areas of retail banking, private banking, corporate banking. The range of products offered by UniCredit Bank AG includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.50 - 0.65 %), consumer loans, car loans, mortgage loans (0.70 - 1.37 %).

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with UniCredit Bank AG can be done by performing the following steps: submit online application, visit bank branch.

Identity Verification
branch visit

UniCredit Bank AG performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by UniCredit Bank AG are available at its branches and via its online banking system, mobile application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by UniCredit Bank AG.

Updated on 28 September 2020

FCB PlusKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
FCB PlusKonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
5.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
30.00 EUR
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
30.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Debit card available

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

FCB PlusKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
2.66 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
FCB PlusKonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
2.66 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
5.00 EUR
Visa Credit Card
Visa Credit Card Costs (p.a.)
30.00 EUR
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
30.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Debit card available

Credit card Visa available

Account be can accessed via online banking, phone, branch

Available to German residents

HVB PlusKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
2.66 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
HVB PlusKonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
2.66 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking, phone, branch

Available to German residents

HVB PlusKonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
HVB PlusKonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking, phone, branch

Available to German residents

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

UniCredit Bank AG offers the following time deposit accounts.

Updated on 28 September 2020

Festgeld
Sales Region
DEGermany
Investment Amount
10,000 - 50,000 EUR
Interest Rate (p.a.)
0.50 - 0.65 %
Deposit Term
6 - 24 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.50 %
Max. Interest Rate (p.a.)
0.65 %
Min. Deposit Term
6 months
Max. Deposit Term
24 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
50,000 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with UniCredit Bank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by UniCredit Bank AG from the time deposit account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by UniCredit Bank AG.

Updated on 28 September 2020

HVB MasterCard
Sales Region
DEGermany
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
HVB MasterCard
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by UniCredit Bank AG are shown in the table below.

Updated on 28 September 2020

Baufinanzierung
Sales Region
DEGermany
Borrowing Amount
100,000 - 1,000,000 EUR
Borrowing Rate (p.a.)
0.70 - 1.37 %
Loan Term
15 - 30 years
Mortgage Loan Details
Loan Currency
EUR
Min. Borrowing Amount
100,000 EUR
Max. Borrowing Amount
1,000,000 EUR
Min. Borrowing Rate (p.a.)
0.70 %
Max. Borrowing Rate (p.a.)
1.37 %
Min. Loan Term
15 years
Max. Loan Term
30 years
Min. Lending Amount
60.00 %
Max. Lending Amount
80.00 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

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