Wirecard Bank AG

Founded in 1999, Wirecard Bank is a part of German Wirecard Group, a global financial services and technology company. Wirecard Bank specializes in providing cashless payment solutions to private and business customers, including payment systems, account management, and payment cards.


Retail Banking


Wirecard Bank AG participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.


Einsteinring 35, 85609, Aschheim, Germany

Wirecard Bank AG is headquartered in Aschheim.

Bank Identifiers


Business Summary

retail banking
current accounts
debit cards
prepaid cards

Wirecard Bank AG provides services in the area of retail banking. The range of products offered by Wirecard Bank AG includes current accounts, debit cards, prepaid cards.


Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Wirecard Bank AG are covered by deposit guarantee scheme of Germany up to 100 000 EUR per depositor. The following current accounts are offered by Wirecard Bank AG.

Updated on 25 September 2018

Sales Region
Account Currency
Annual Costs (EUR)
Overdraft Rate (p.a.)
18.90 %
Current Account Details
Product Name
Account Currency
Annual Costs
83.40 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
18.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Indexed TAN (iTAN)
Mobile TAN (mTAN)

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of Wirecard Bank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Wirecard Bank AG and its components are shown in the table below.

Bank BIC Code  WIRE
Country Code  DE (Germany)
Location Code  MM
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Wirecard Bank AG is shown in the table below.

MFI ID  DE05729