Created by Anna Mileiko 
DLR KREDIT A/S is a mortgage bank, specialized in providing a range of property finance solutions to private individuals and corporate customers to cover different needs for various property types.
In 2023, DLR KREDIT A/S achieved the position of 9th largest bank in Denmark with a market share of 2.34%; its total assets grew by 7.02%.
Additionally, the bank became the 46th profitable bank in relation to its total assets showcasing 0.72% return on assets and 8.18% return on equity in 2023.
Deposits up to 100,000 EUR are covered by Danish deposit guarantee scheme in DLR KREDIT A/S.
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DLR KREDIT A/S ranks as the 9th largest bank in Denmark by total assets. In 2023 its total assets were 192.89 bln DKK, representing a 2.34% market share. It is also the 6th largest mortgage bank in Denmark, commanding a 4.48% share among mortgage banks. In 2023 the bank's net income was 1,347.28 mln DKK.
DLR KREDIT A/S protects deposits up to up to 100,000 EUR per depositor through Denmark's deposit guarantee scheme. The scheme applies to cash deposits made by natural persons, legal entities. The bank participates in the Finansiel Stabilitet, making regular contributions into it.
Nyropsgade 17, 1602, København V, Denmark
70100090DLR KREDIT A/S is headquartered in København V.
DLR KREDIT A/S is authorized and supervised by the Danish Financial Supervisory Authority (reference number 20007).
In 2023 total assets of DLR KREDIT A/S were 192.89 bln DKK. Growth compared to the previous period (2022) was 7.02%. The evolution of the total assets of DLR KREDIT A/S is shown at Chart 1 below.
Chart 1. Total Assets of DLR KREDIT A/S.
Recent changes in total assets of DLR KREDIT A/S and its main components are shown in Table 1.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Cash and deposits with Central Banks | 1.4 | 2.4 | +70.94% |
| Bonds at fair value | 8.1 | 7.8 | -3.87% |
| Loans and advances at amortized cost | 0.0 | 0.0 | -29.00% |
| Loans and advances at fair value | 169.9 | 182.0 | +7.09% |
| Shares and other variable-yield securities | 0.0 | 0.0 | +2.66% |
| Total Assets | 180.2 | 192.9 | +7.02% |
Table 1. Recent changes in total assets of DLR KREDIT A/S (bln DKK).
Recent changes in total liabilities of DLR KREDIT A/S and its main components are shown in Table 2.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Issued bonds at amortized cost | 4.0 | 4.0 | +0.01% |
| Issued bonds at fair value | 157.7 | 168.0 | +6.53% |
| Total Liabilities | 180.2 | 192.9 | +7.02% |
Table 2. Recent changes in total liabilities of DLR KREDIT A/S (bln DKK).
Recent changes in gross profit of DLR KREDIT A/S and its main components are shown in Table 3.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Interest Income | 3,545.6 | 6,865.7 | +93.64% |
| Commission Charges | -797.2 | -782.3 | -1.88% |
| Net Interest Income | 2,038.5 | 2,439.3 | +19.66% |
| Commission Income | 305.9 | 221.6 | -27.55% |
| Interest Charges | -1,507.0 | -4,426.4 | +193.71% |
| Net Commission Income | -491.3 | -560.6 | +14.11% |
Table 3. Recent changes in gross profit of DLR KREDIT A/S (mln DKK).
In 2023 net income of DLR KREDIT A/S was 1,347.28 mln DKK. Growth compared to the previous period (2022) was 87.00%. The evolution of the net income of DLR KREDIT A/S is shown at Chart 2 below.
Chart 2. Net Income of DLR KREDIT A/S.
In 2023 DLR KREDIT A/S was ranked the 9th largest bank in Denmarkin terms of total assets, having 2.34% of the domestic market share.
Chart 3. Market share of DLR KREDIT A/S (among banks in Denmark)
Historical changes in DLR KREDIT A/S's domestic rank and market share over 2019-2023 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2023 | 9 | 2.34 % |
| 2022 | 10 | 2.25 % |
| 2021 | 9 | 2.25 % |
| 2020 | 9 | 2.18 % |
| 2019 | 9 | 2.19 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to DLR KREDIT A/S listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 8 |  | 2.84% | 234.03 bln DKK (-0.25%) |
| 9 | | 2.34% | 192.89 bln DKK (+7.02%) |
| 10 |  | 2.27% | 187.21 bln DKK (+3.26%) |
In 2023 DLR KREDIT A/S was ranked the 6th largest mortgage bank in Denmarkin terms of total assets, having 4.48% of the category's market share.
Chart 4. Market share of DLR KREDIT A/S (among Mortgage banks in Denmark)
TheBanks.eu identified several banks mortgage banks having the market shares and ranks closest to DLR KREDIT A/S listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 3 |  | 18.95% | 816.15 bln DKK (+4.36%) |
| 4 |  | 9.98% | 429.94 bln DKK (+1.04%) |
| 5 |  | 8.90% | 383.02 bln DKK (+6.51%) |
| 6 | | 4.48% | 192.89 bln DKK (+7.02%) |
Discover key identifiers of DLR KREDIT A/S including its BIC, LEI, company number, MFI ID.
BIC: DLKRDKK1
The BIC (also known as SWIFT code) for DLR KREDIT A/S is DLKRDKK1. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | DLKRDKK1 |
| Bank BIC Code | DLKR |
| Country Code | DK (Denmark) |
| Location Code | K1 |
| Branch Code | - |
LEI: 529900PR2ELW8QI1B775
DLR KREDIT A/S’s LEI is 529900PR2ELW8QI1B775. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 529900PR2ELW8QI1B775 |
| LOU Identifier | 5299 |
| Reserved | 00 |
| Entity Identifier | PR2ELW8QI1B7 |
| Verification ID | 75 |
Company Registration Number: 25781309
DLR KREDIT A/S is registered in Denmark under company number 25781309. This unique identifier is assigned by the Danish Business Authority (Erhvervsstyrelsen),company details are then available in the Danish Business Register.
| Key | Value |
|---|---|
| Company Number | 25781309 |
MFI ID: DK25781309
DLR KREDIT A/S’s MFI ID, DK25781309, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Denmark (DK), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | DK25781309 |
| Country Code | DK |
| MFI Code | 25781309 |
TheBanks.eu identified several banks similar to DLR KREDIT A/S based on various criteria, including:
