Ekspres Bank A/S

Established in 1987, Ekspres Bank is specialized in providing lending and insurance products to private individuals.

Ekspres Bank A/S is the 36th largest bank in Denmark in terms of total assets. In 2015 its total assets were 3 768,91 mln DKK, providing the bank with the market share of 0.05%. In 2015 the bank's net income was 109,26 mln DKK.

Rank in Denmark
36th largest bank

Total Assets (2015)
3 768.91 mln DKK  (+14.71%)
Net Income (2015)
109.26 mln DKK  (-10.89%)

Ekspres Bank A/S participates in deposit guarantee scheme of Denmark. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Ekspres Bank A/S is a member of BNP Paribas (France). Ekspres Bank A/S is headquartered in Taastrup.

Member of Group
 BNP Paribas (France)

Address
Oldenburg Allé 3, 2630, Taastrup, Denmark
Phone
70235800
Website
https://www.ekspresbank.dk/
MFI ID
DK16917931
Company Number
16917931

Financial Positions

Total Assets (2015)
3 768.91 mln DKK  (+14.71%)
Total Equity (2015)
648.85 mln DKK  (+10.53%)

In 2015 total assets of Ekspres Bank A/S were 3 768.91 mln DKK. Growth compared to the previous period (2014) was 14.71%. The evolution of the total assets of Ekspres Bank A/S is shown at Chart 1 below.

Total Assets of Ekspres Bank A/S. Chart 1. Total Assets of Ekspres Bank A/S.

Recent changes in total assets of Ekspres Bank A/S and its main components are shown in Table 1.

2014 2015 % change
Cash and deposits with Central Banks 0.0 0.0 -100.00%
Loans and advances at fair value 0.0 0.0 0.00%
Loans and advances at amortized cost 3 165.7 3 517.3 +11.11%
Bonds at fair value 0.0 0.0 0.00%
Bonds at amortized cost 0.0 0.0 0.00%
Shares and other variable-yield securities 0.0 0.0 0.00%
Total Assets 3 285.5 3 768.9 +14.71%
Table 1. Recent changes in total assets of Ekspres Bank A/S (mln DKK).

Recent changes in total liabilities of Ekspres Bank A/S and its main components are shown in Table 2.

2014 2015 % change
Amount owed to banks 2 519.9 2 940.5 +16.69%
Deposits 0.0 0.0 0.00%
Issued bonds at fair value 0.0 0.0 0.00%
Issued bonds at amortized cost 0.0 0.0 0.00%
Total Liabilities 3 285.5 3 768.9 +14.71%
Table 2. Recent changes in total liabilities of Ekspres Bank A/S (mln DKK).

Profit and Loss

Net Income (2015)
109.26 mln DKK  (-10.89%)

Recent changes in gross profit of Ekspres Bank A/S and its main components are shown in Table 3.

2014 2015 % change
Interest Income 439.0 494.2 +12.57%
Interest Charges -101.0 -120.8 +19.64%
Net Interest Income 338.0 373.4 +10.46%
Commission Income 160.3 160.9 +0.37%
Commission Charges -56.5 -66.5 +17.62%
Net Commission Income 441.8 467.8 +5.89%
Table 3. Recent changes in gross profit of Ekspres Bank A/S (mln DKK).

In 2015 net income of Ekspres Bank A/S was 109.26 mln DKK. Decline compared to the previous period (2014) was -10.89%. The evolution of the net income of Ekspres Bank A/S is shown at Chart 2 below.

Net Income of Ekspres Bank A/S. Chart 2. Net Income of Ekspres Bank A/S.

Market Position and Market Share (among banks in Denmark)

Total Assets (2015)
36th (market share 0.05%)

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Denmark are obliged to participate in Danish deposit guarantee scheme.

In the case of Ekspres Bank A/S failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  cash deposits
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Ekspres Bank A/S is shown in the table below.

MFI ID  DK16917931

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  16917931