Luminor Bank AS

Business Summary

Services
retail banking
corporate banking
Clients
natural persons
companies
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
consumer loans
mortgage loans
car loans
pension accounts
business loans
leasing
Area Served
EEEstonia

Luminor Bank AS provides products and services in the areas of retail banking, corporate banking. The range of products offered by Luminor Bank AS includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans, mortgage loans, car loans, pension accounts, business loans, leasing. Luminor Bank AS makes its solutions available to natural persons, companies.

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with Luminor Bank AS can be done by performing the following steps: submit online application, visit bank branch.

Required Documents
passport or ID card
utility bill
wage slip
application form and PEP form

Luminor Bank AS requires the following documents to open a personal bank account: passport or ID card; utility bill; wage slip; application form and PEP form.

  • PEP (Politically Exposed Person) form is a self-certification document.

While opening a bank account Luminor Bank AS has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by Luminor Bank AS and the documents used are outlined below.

Identity Verification
passport
ID card
any one of the documents above
Address Confirmation
utility bill
any one of the documents above
Current Occupation
Income Source
wage slip
any one of the documents above
Forms
application form
PEP form
all the forms from above

Luminor Bank AS may require additional documentation or information depending on the case.

Identity Verification
branch visit

Luminor Bank AS performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Luminor Bank AS are available at its branches and via its online banking system, mobile application.

Similar Banks

Swedbank AS Logo Swedbank AS
universal banking
AS SEB Pank Logo AS SEB Pank
universal banking
AS LHV Pank Logo AS LHV Pank
retail and corporate banking

See Also

Related Articles

Banks in Estonia
10 March 2019