Banco Bilbao Vizcaya Argentaria, S.A.

Business Summary

Services
retail banking
private banking
corporate banking
investment banking
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts (0.05 - 0.05 %)
consumer loans
mortgage loans
trading accounts
Area Served
ESSpain
Account Currencies
EUEUR
Card Providers
VisaVisa

Banco Bilbao Vizcaya Argentaria, S.A. provides products and services in the areas of retail banking, private banking, corporate banking, investment banking. The range of products offered by Banco Bilbao Vizcaya Argentaria, S.A. includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.05 - 0.05 %), consumer loans, mortgage loans, trading accounts.

Account Opening

Account Opening Procedure
submit online application

Opening an account with Banco Bilbao Vizcaya Argentaria, S.A. can be done by performing the following steps: submit online application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by Banco Bilbao Vizcaya Argentaria, S.A..

Updated on 4 July 2020

Cuenta Online
Sales Region
ESSpain
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Cuenta Online
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Account be can accessed via online banking

Available to Spanish residents

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Banco Bilbao Vizcaya Argentaria, S.A. offers the following time deposit accounts.

Updated on 4 July 2020

Depósito Online a 13 meses
Sales Region
ESSpain
Investment Amount
1,000 - 900,000,000 EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
13 months
Time Deposit Account Details
Product Name
Depósito Online a 13 meses
Account Currency
EUR
Min. Interest Rate (p.a.)
0.05 %
Max. Interest Rate (p.a.)
0.05 %
Min. Deposit Term
13 months
Max. Deposit Term
13 months
Min. Investment Amount
1,000 EUR
Max. Investment Amount
900,000,000 EUR
Interest Frequency
12 times a year

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.
Deposit Guarantee. Time deposit accounts made with Banco Bilbao Vizcaya Argentaria, S.A. are covered by deposit guarantee scheme of Spain up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Spain is not taxed. Interest gained on time deposit accounts by residents of Spain is taxed at 21.00% rate. When the interest is paid, this tax is automatically withhold by Banco Bilbao Vizcaya Argentaria, S.A. from the time deposit account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Banco Bilbao Vizcaya Argentaria, S.A..

Updated on 4 July 2020

BBVA A Tu Ritmo
Sales Region
ESSpain
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
BBVA A Tu Ritmo
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
3.00 %
Current Account Necessary
Bonus Program

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts offered by Banco Bilbao Vizcaya Argentaria, S.A. are shown in the table below.

Updated on 4 July 2020

Cuenta Valores
Sales Region
ESSpain
Annual Costs
160.00 EUR
Costs per Order
5.00 EUR
Trading Account Details
Product Name
Cuenta Valores
Annual Costs
160.00 EUR
Costs per Order
5.00 EUR
Traded Instruments
stocks
bonds
ETFs
funds
options
certificates
Stock Exchanges
XETRA
Frankfurt Stock Exchange
Madrid Stock Exchange
NYSE
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to Spanish residents

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.
Investor Compensation. Trading accounts made with Banco Bilbao Vizcaya Argentaria, S.A. are covered by investor compensation scheme of Spain up to 20,000 EUR per investor.

See Also

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