Banco Mediolanum, S.A.

Business Summary

Business Focus
providing products and services via direct banking
Services
retail banking
insurance
Products
current accounts
savings accounts
time deposit accounts (0.40 - 0.40 %)
debit cards
credit cards
consumer loans
mortgage loans
investment funds
pension accounts
Area Served
ESSpain
Account Currencies
EUEUR
Card Providers
VisaVisa

Banco Mediolanum, S.A. is focused on providing products and services via direct banking. Banco Mediolanum, S.A. provides products and services in the areas of retail banking, insurance. The range of products offered by Banco Mediolanum, S.A. includes current accounts, savings accounts, time deposit accounts (0.40 - 0.40 %), debit cards, credit cards, consumer loans, mortgage loans, investment funds, pension accounts.

Account Opening

Account Opening Procedure
submit online application

Opening an account with Banco Mediolanum, S.A. can be done by performing the following steps: submit online application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by Banco Mediolanum, S.A..

Updated on 4 July 2020

Cuenta Cero
Sales Region
ESSpain
Overdraft Rate (p.a.)
0.00 %
Interest Rate (p.a.)
0.00 %
Annual Costs
6.00 EUR
Current Account Details
Product Name
Cuenta Cero
Account Currency
EUR
Annual Costs
6.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
9.00 EUR
Credit Card
Credit Card Costs (p.a.)
25.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Debit card available

Credit card available

Account be can accessed via

Available to Spanish residents

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Banco Mediolanum, S.A. offers the following time deposit accounts.

Updated on 4 July 2020

Sales Region
ESSpain
Account Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
6 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.40 %
Max. Interest Rate (p.a.)
0.40 %
Min. Deposit Term
6 months
Max. Deposit Term
6 months

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.
Deposit Guarantee. Time deposit accounts made with Banco Mediolanum, S.A. are covered by deposit guarantee scheme of Spain up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Spain is not taxed. Interest gained on time deposit accounts by residents of Spain is taxed at 21.00% rate. When the interest is paid, this tax is automatically withhold by Banco Mediolanum, S.A. from the time deposit account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Banco Mediolanum, S.A..

Updated on 4 July 2020

Mediolanum Visa Classic
Sales Region
ESSpain
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
25.00 EUR
Credit Card Details
Product Name
Mediolanum Visa Classic
Card Provider
Visa
Card Type
Standard
Annual Costs
25.00 EUR
Card Currency
EUR
Bonus Amount
22.42 EUR
Bonus Programs
Insurances
Benefits
Services

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

See Also

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