Banco Santander, S.A.

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Banco Santander, S.A. Logo

Address

Ps de Pereda, 9-12, 39004, Santander, Spain

BIC

BSCHESMM

Overview

Category

Commercial banks

Business Focus

universal banking

Established in 1857, Banco Santander is now the largest bank in Spain in terms of total assets. The bank's main business activity is retail banking which provides more than a half of the bank's income. Banco Santander, S.A. is the head bank of Santander Group (Spain).

Performance

In 2023, Banco Santander, S.A. achieved the position of 1st largest bank in Spain with a market share of 39.65%; its total assets grew by 0.98%.

Additionally, the bank became the 8th profitable bank in relation to its total assets showcasing 1.23% return on assets and 12.75% return on equity in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Spanish deposit guarantee scheme in Banco Santander, S.A.

Services

retail banking
private banking
business banking
corporate banking
insurance

Area Served

ESSpain

Products

savings accounts
time deposit accounts
structured deposit accounts
pension accounts
debit cards
credit cards
consumer loans
mortgage loans
business loans
trade finance

Account Currencies

EUEUR (Euro)

Card Providers

MasterCard

See Also

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Account Opening

Becoming a client of Banco Santander, S.A. can be done in a few steps:

Banco Santander, S.A. Account Opening
1.
Submit online application


See Also

Ways to Bank

Banco Santander, S.A. delivers its products and services through both direct and indirect channels, namely:
Banco Santander, S.A. Ways to Bank
branch branch
online banking online banking
mobile app mobile app

Common Shares

Listed Entity
Banco Santander, S.A.
ISIN
ES0113900J37
Stock Exchange
Bolsa de MadridBolsa de Madrid (BMEX)
Ticker
SAN

See Also

Financials

Total Assets of Banco Santander, S.A.
Net_income of Banco Santander, S.A.
Market Share of Banco Santander, S.A.
Total Assets (2023)
757.34 bln EUR   (+0.98%)
Net Income (2023)
9,238.75 mln EUR   (+16.63%)

Banco Santander, S.A. ranks as the 1st largest bank in Spain by total assets. In 2023 its total assets were 757.34 bln EUR, representing a 39.65% market share. In 2023 the bank's net income was 9,238.75 mln EUR.

Credit Ratings

Fitch: A-
AAA
AA+, AA, AA-
A+, A, A-
BBB+, BBB, BBB-
BB+, BB, BB-
B+, B, B-
CCC, CC, C, RD, D
Moodys: A2
Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Banco Santander, S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A- (high credit quality). Long-term credit rating assigned to the bank by Moody's is A2 (upper medium grade).

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)
Covered Accounts
credit balances on accounts
Eligible Depositors
natural persons
legal entities

Banco Santander, S.A. protects deposits up to up to 100,000 EUR per depositor through Spain's deposit guarantee scheme. The scheme applies to credit balances on accounts made by natural persons, legal entities. The bank participates in the Fondo de Garantía de Depósitos de Entidades de Crédito (FGD), making regular contributions into it.

See Also

Head of Group

 Santander (Spain)

Contacts

addressPs de Pereda, 9-12, 39004, Santander, Spain
phone0942206100
fax0915813388

Banco Santander, S.A. is headquartered in Santander.

Social Networks

Banco Santander, S.A. has profiles at the following social networks:

See Also

Bank Identifiers

BIC (SWIFT)
BSCHESMM
Bank Sort Code
0049
LEI
5493006QMFDDMYWIAM13
Company Number
A39000013
MFI ID
ES0049
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