Banco Santander, S.A.

 (4.2; 20 ratings)
4.2 20

Business Focus

universal banking

Established in 1857, Banco Santander is now the largest bank in Spain in terms of total assets. The bank's main business activity is retail banking which provides more than a half of the bank's income. Banco Santander, S.A. is the head bank of Santander Group (Spain).

Services

retail banking
private banking
business banking
corporate banking
insurance

Area Served

ESSpain

Products

current accounts
savings accounts
time deposit accounts
structured deposit accounts
pension accounts
debit cards
consumer loans
mortgage loans
business loans
trade finance

Account Currencies

EUEUR (Euro)

Card Providers

MasterCard

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

See Also

Account Opening

Becoming a client of Banco Santander, S.A. can be done in a few steps:

1.
Submit online application

Due to regulatory requirements Banco Santander, S.A. performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Banco Santander, S.A. will ask him/her to provide the following documents: passport; proof of address. For corporate clients Banco Santander, S.A. will ask to provide corporate documentation as well as information about controlling persons. Banco Santander, S.A. may request additional documentation or information depending on the case.

Ways to Bank

Banco Santander, S.A. delivers its products and services through both direct and indirect channels, namely:
branch
online banking
mobile app

Common Shares

Listed Entity
Banco Santander, S.A.
ISIN
ES0113900J37
Stock Exchange
Bolsa de MadridBolsa de Madrid (BMEX)
Ticker
SAN

See Also

Financials

Total Assets of Banco Santander, S.A.
Net_income of Banco Santander, S.A.
Total Assets (2019)
609.92 bln EUR  (+0.25%)
Net Income (2019)
3,530.22 mln EUR  (+6.94%)

In 2019 total assets of Banco Santander, S.A. were 609,92 bln EUR. In 2019 the bank's net income was 3 530,22 mln EUR.

Credit Ratings

Fitch: A-
AAA
AA+, AA, AA-
A+, A, A-
BBB+, BBB, BBB-
BB+, BB, BB-
B+, B, B-
CCC, CC, C, RD, D
Moodys: A2
Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Banco Santander, S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A- (high credit quality). Long-term credit rating assigned to the bank by Moody's is A2 (upper medium grade).

Deposit Guarantee

Guarantee Fund
Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons
legal entities
Covered Accounts
credit balances on accounts

Banco Santander, S.A. participates in the deposit guarantee scheme of Spain. This deposit guarantee scheme applies to credit balances on accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Banco Santander, S.A. is a member of Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) and makes its contributions into it.

Head of Group

 Santander (Spain)

Contacts

Ps de Pereda, 9-12, 39004, Santander, Spain
0942206100
0915813388

Banco Santander, S.A. is headquartered in Santander.

Social Networks

Banco Santander, S.A. has profiles at the following social networks:

Bank Identifiers

BIC (SWIFT)
BSCHESMM
Bank Sort Code
0049
LEI
5493006QMFDDMYWIAM13
Company Number
A39000013
MFI ID
ES0049