Caja R. de Navarra, S.C.C.

Caja R. de Navarra, S.C.C. belongs to Caja Rural Group, one of the main banking groups in Spain. The group provides retail and corporate banking products and services.

Bank Category

Cooperative banks


Retail Banking
Corporate Banking

Caja R. de Navarra, S.C.C. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BBB+ (good credit quality). Long-term credit rating assigned to the bank by Moody's is Baa1 (lower medium grade).

Caja R. de Navarra, S.C.C. participates in deposit guarantee scheme of Spain. This scheme covers accounts up to 100 000 EUR per bank per depositor.


Pz de los Fueros, 1, 31003, Pamplona (Navarra), Spain

Caja R. de Navarra, S.C.C. is located in Pamplona (Navarra).

Bank Identifiers

Bank Sort Code
Company Number

Business Summary

retail banking
corporate banking
salary accounts
pension accounts
savings accounts
time deposit accounts
debit cards
credit cards
prepaid cards
consumer loans
mortgage loans
investment funds
pension plans

Caja R. de Navarra, S.C.C. provides products and services in the areas of retail banking, corporate banking, leasing, insurance. The range of products offered by Caja R. de Navarra, S.C.C. includes salary accounts, pension accounts, savings accounts, time deposit accounts, debit cards, credit cards, prepaid cards, consumer loans, mortgage loans, investment funds, pension plans.

Credit Ratings (as of May 2018)

Fitch Moody's
BBB+ (good credit quality) Baa1 (lower medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Caja R. de Navarra, S.C.C. is rated by Fitch and Moody's.

Credit ratings assigned to Caja R. de Navarra, S.C.C. as of May 2018 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Caja R. de Navarra, S.C.C. it is set to BBB+ (good credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Caja R. de Navarra, S.C.C. is set to F2 (good short-term credit quality).

Long-Term Issuer Default Rating  BBB+
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F2
Viability Rating  bbb+
Support Rating  5
Support Rating Floor  NF

Viability rating for Caja R. de Navarra, S.C.C. is set to bbb+ (good fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).


Long-term rating for Caja R. de Navarra, S.C.C. it is set to Baa1 (lower medium grade). Long-term bank deposit rating is Baa1 (lower medium grade). Baseline credit assessment is baa1. Short-term rating is not assigned.

Long-Term Rating  Baa1
Long-Term Bank Deposit Rating  Baa1
Baseline Credit Assessment  baa1
Short-Term Rating  -
Outlook  stable

Outlook for the ratings of Caja R. de Navarra, S.C.C. is set to stable (not likely to change).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Spain are obliged to participate in Spanish deposit guarantee scheme.

In the case of Caja R. de Navarra, S.C.C. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  credit balances on accounts, nominative deposit certificates constituted in the EU
Covered Currencies  all
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Caja R. de Navarra, S.C.C. and its components are shown in the table below.

Bank BIC Code  BCOE
Country Code  ES (Spain)
Location Code  MM
Branch Code  008


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Caja R. de Navarra, S.C.C. is shown in the table below.

MFI ID  ES3008

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  3008

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  F31021611

European Presence: 57 banks in 1 country

Caja R. de Navarra, S.C.C. operates under the brand name Caja Rural. This banking brand has presence in the following European countries and selected dependent territories of the European countries:


Defunct Banks: 6 banks in 1 country

The following banks operating under Caja Rural brand name has been recently closed down: