Caja de Ahorros y Pensiones de Barcelona

On June 30, 2011 all the banking business of La Caixa, including consumer banking, private banking and asset management was transferred to CaixaBank.

Bank Category

Savings banks

Caja de Ahorros y Pensiones de Barcelona is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BBB- (good credit quality).

Caja de Ahorros y Pensiones de Barcelona participates in deposit guarantee scheme of Spain. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Member of Group

 La Caixa (Spain)

Caja de Ahorros y Pensiones de Barcelona is a member of La Caixa (Spain).

Contacts

Av Diagonal, 621-629, 08028, Barcelona, Spain
0934046000
0934046723

Caja de Ahorros y Pensiones de Barcelona was located in Barcelona.

Bank Identifiers

MFI ID
ES2401
Bank Sort Code
2401
Company Number
G58899998
Close Date
July 2014

Credit Ratings (as of May 2018)

Fitch Moody's
BBB- (good credit quality) - (not rated)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Caja de Ahorros y Pensiones de Barcelona is rated by Fitch.

Credit ratings assigned to Caja de Ahorros y Pensiones de Barcelona as of May 2018 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Caja de Ahorros y Pensiones de Barcelona it is set to BBB- (good credit quality), outlook is negative (may be lowered). The rating is not on watch. Short-term issuer default rating for Caja de Ahorros y Pensiones de Barcelona is set to F3 (fair short-term credit quality).

Long-Term Issuer Default Rating  BBB-
    Outlook  negative
    On Watch  No
Short-Term Issuer Default Rating  F3
Viability Rating  bbb-
Support Rating  5
Support Rating Floor  NF

Viability rating for Caja de Ahorros y Pensiones de Barcelona is set to bbb- (good fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Spain are obliged to participate in Spanish deposit guarantee scheme.

In the case of Caja de Ahorros y Pensiones de Barcelona failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  credit balances on accounts, nominative deposit certificates constituted in the EU
Covered Currencies  all
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Caja de Ahorros y Pensiones de Barcelona is shown in the table below.

MFI ID  ES2401

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  2401

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  G58899998