ING Bank, NV S.E

Business Summary

Services
retail banking
insurance
Products
Area Served
Spain

ING Bank, NV S.E provides products and services in the areas of retail banking, insurance. The range of products offered by ING Bank, NV S.E includes current accounts, savings accounts (0.42 - 1.50 %), time deposit accounts (0.20 - 1.50 %), credit cards, consumer loans, mortgage loans, investment funds, pension plans.

Account Opening
submit online application

Opening an account with ING Bank, NV S.E can be done by submitting online application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by ING Bank, NV S.E.

Updated on 27 January 2020

Sales Region
Spain
Overdraft Rate (p.a.)
11.39 %
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
11.39 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Free credit card available
Account be can accessed via online banking, phone, branch
Available to Spanish residents

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

ING Bank, NV S.E offers the following savings accounts.

Updated on 27 January 2020

Cuenta NARANJA
Sales Region
Spain
Account Currency
EUR
Interest Rate (p.a.)
0.42 - 1.50 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Cuenta NARANJA
Account Currency
EUR
Min. Interest Rate (p.a.)
0.42 %
Max. Interest Rate (p.a.)
1.50 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.
Deposit Guarantee. Savings accounts made with ING Bank, NV S.E are covered by deposit guarantee scheme of Spain up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Spain is not taxed. Interest gained on savings accounts by residents of Spain is taxed at 21.00% rate. When the interest is paid, this tax is automatically withhold by ING Bank, NV S.E from the savings account.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

ING Bank, NV S.E offers the following time deposit accounts.

Updated on 27 January 2020

Sales Region
Spain
Account Currency
EUR
Interest Rate (p.a.)
0.20 - 1.50 %
Deposit Term
1 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
1.50 %
Min. Deposit Term
1 month
Max. Deposit Term
120 months

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.
Deposit Guarantee. Time deposit accounts made with ING Bank, NV S.E are covered by deposit guarantee scheme of Spain up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Spain is not taxed. Interest gained on time deposit accounts by residents of Spain is taxed at 21.00% rate. When the interest is paid, this tax is automatically withhold by ING Bank, NV S.E from the time deposit account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by ING Bank, NV S.E.

Updated on 27 January 2020

Tarjeta ING
Sales Region
Spain
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Tarjeta ING
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Amount
22.00 EUR
Bonus Programs
Insurances
Benefits
Services

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

See Also