Ibercaja Banco, S.A.

Business Focus

universal banking

IberCaja Banco traces its roots beack to 1873 when "Real Sociedad Económica Aragonesa de Amigos del País" established a savings bank. IberCaja Banco was founded in July 2011 by Spanish financial company IberCaja through an acquisition of several local savings banks. IberCaja Banco operates as a universal bank, providing retail, private and business banking products and services with a focus on families and small- and medium-sized companies.

Services

retail banking
private banking
business banking

Clients

natural persons
SMEs
companies

Area Served

ESSpain

Products

current accounts
debit cards
prepaid cards
consumer loans
mortgage loans
mutual funds
insurance

Account Currencies

EUEUR (Euro)

Card Providers

Visa

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

See Also

Account Opening

Becoming a client of Ibercaja Banco, S.A. can be done in a few steps:

1.
Install banking application
2.
Register via the application

Due to regulatory requirements Ibercaja Banco, S.A. performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Ibercaja Banco, S.A. will ask him/her to provide the following documents: passport; proof of address. For corporate clients Ibercaja Banco, S.A. will ask to provide corporate documentation as well as information about controlling persons. Ibercaja Banco, S.A. may request additional documentation or information depending on the case.

Credit Ratings

Fitch: BB+
AAA
AA+, AA, AA-
A+, A, A-
BBB+, BBB, BBB-
BB+, BB, BB-
B+, B, B-
CCC, CC, C, RD, D
Moodys: Ba2
Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Ibercaja Banco, S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BB+ (speculative). Long-term credit rating assigned to the bank by Moody's is Ba2 (non-investment grade speculative).

Deposit Guarantee

Guarantee Fund
Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons
legal entities
Covered Accounts
credit balances on accounts

Ibercaja Banco, S.A. participates in the deposit guarantee scheme of Spain. This deposit guarantee scheme applies to credit balances on accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Ibercaja Banco, S.A. is a member of Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) and makes its contributions into it.

Contacts

Pz D. Basilio Paraíso, 2, 50008, Zaragoza, Spain
0976767676
0976216637

Ibercaja Banco, S.A. is headquartered in Zaragoza.

Social Networks

Ibercaja Banco, S.A. has profiles at the following social networks:

Bank Identifiers

BIC (SWIFT)
CAZRES2Z
Bank Sort Code
2085
LEI
549300OLBL49CW8CT155
Company Number
A99319030
MFI ID
ES2085