IberCaja Banco traces its roots beack to 1873 when "Real Sociedad Económica Aragonesa de Amigos del País" established a savings bank. IberCaja Banco was founded in July 2011 by Spanish financial company IberCaja through an acquisition of several local savings banks. IberCaja Banco operates as a universal bank, providing retail, private and business banking products and services with a focus on families and small- and medium-sized companies.
Becoming a client of Ibercaja Banco, S.A. can be done in a few steps:
Due to regulatory requirements Ibercaja Banco, S.A. performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Ibercaja Banco, S.A. will ask him/her to provide the following documents: passport; proof of address. For corporate clients Ibercaja Banco, S.A. will ask to provide corporate documentation as well as information about controlling persons. Ibercaja Banco, S.A. may request additional documentation or information depending on the case.
Ibercaja Banco, S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BB+ (speculative). Long-term credit rating assigned to the bank by Moody's is Ba2 (non-investment grade speculative).
Ibercaja Banco, S.A. participates in the deposit guarantee scheme of Spain. This deposit guarantee scheme applies to credit balances on accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Ibercaja Banco, S.A. is a member of Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) and makes its contributions into it.
Ibercaja Banco, S.A. is headquartered in Zaragoza.
Ibercaja Banco, S.A. has profiles at the following social networks: