Ibercaja Banco, S.A.

Credit Ratings (as of Jun 2020)

BB+ (speculative)
Ba2 (non-investment grade speculative)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Ibercaja Banco, S.A. is rated by Fitch and Moody's.

Credit ratings assigned to Ibercaja Banco, S.A. as of June 2020 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Ibercaja Banco, S.A. it is set to BB+ (speculative), outlook is negative (may be lowered). The rating is not on watch. Short-term issuer default rating for Ibercaja Banco, S.A. is set to B (speculative short-term credit quality).

Long-Term Issuer Default Rating  BB+
    Outlook  negative
    On Watch  No
Short-Term Issuer Default Rating  B
Viability Rating  bb+
Support Rating  5
Support Rating Floor  NF

Viability rating for Ibercaja Banco, S.A. is set to bb+ (speculative fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).


Long-term rating for Ibercaja Banco, S.A. it is set to Ba2 (non-investment grade speculative). Long-term bank deposit rating is Ba3 (non-investment grade speculative). Baseline credit assessment is ba3. Short-term rating is set to NP (not prime).

Long-Term Rating  Ba2
Long-Term Bank Deposit Rating  Ba3
Baseline Credit Assessment  ba3
Short-Term Rating  NP
Outlook  stable

Outlook for the ratings of Ibercaja Banco, S.A. is set to stable (not likely to change).