Santander Consumer Finance, S.A.

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Santander Consumer Finance, S.A. Logo

Address

Av de Cantabria, sn, 28660, Boadilla del Monte, Spain

BIC

SCFBESMM

Overview

Category

Commercial banks

Business Focus

consumer finance

Santander Consumer Finance, S.A. (traded as Santander Consumer) is a division of Santander Group, providing a wide range of consumer finance solutions in distribution chains, shops and via dealership networks.

Performance

In 2023, Santander Consumer Finance, S.A. achieved the position of 6th largest bank in Spain with a market share of 2.99%; its total assets grew by 21.43%.

Additionally, the bank became the 5th profitable bank in relation to its total assets showcasing 1.76% return on assets and 9.54% return on equity in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Spanish deposit guarantee scheme in Santander Consumer Finance, S.A.

Services

retail banking

Products

current accounts
payment cards
savings accounts
time deposit accounts
consumer loans
car loans
mortgage loans
insurance

Card Providers

MasterCard

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Ways to Bank

Santander Consumer Finance, S.A. delivers its products and services through both direct and indirect channels, namely:
branch branch
online banking online banking
mobile app mobile app

Financials

Total Assets of Santander Consumer Finance, S.A.
Net_income of Santander Consumer Finance, S.A.
Market Share of Santander Consumer Finance, S.A.
Total Assets (2023)
57,136.56 mln EUR   (+21.43%)
Net Income (2023)
917.22 mln EUR   (+7.68%)

Santander Consumer Finance, S.A. is the 6th largest bank in Spain in terms of total assets. In 2023 its total assets were 57 136,56 mln EUR, providing the bank with the market share of 2.99%. In 2023 the bank's net income was 917,22 mln EUR.

Credit Ratings

Fitch: A-
AAA
AA+, AA, AA-
A+, A, A-
BBB+, BBB, BBB-
BB+, BB, BB-
B+, B, B-
CCC, CC, C, RD, D
Moodys: A2
Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Santander Consumer Finance, S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A- (high credit quality). Long-term credit rating assigned to the bank by Moody's is A2 (upper medium grade).

Deposit Guarantee

Guarantee Fund
Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons
legal entities
Covered Accounts
credit balances on accounts

Santander Consumer Finance, S.A. participates in the deposit guarantee scheme of Spain which applies to credit balances on accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Santander Consumer Finance, S.A. is a member of Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) and makes its contributions into it.

See Also

Member of Group

 Santander (Spain)

Santander Consumer Finance, S.A. is a member of Santander (Spain).

Contacts

addressAv de Cantabria, sn, 28660, Boadilla del Monte, Spain
phone0912574930
fax0912571288

Santander Consumer Finance, S.A. is headquartered in Boadilla Del Monte.

See Also

Bank Identifiers

BIC (SWIFT)
SCFBESMM
Bank Sort Code
0224
LEI
5493000LM0MZ4JPMGM90
Company Number
A28122570
MFI ID
ES0224
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