UNNIM Banc was a Spanish savings bank, established in 2011 through the merger of three other regional savings banks. In 2012 UNIMM Banc was acquired by Banco Bilbao Vizcaya Argentaria.

Bank Category

Savings banks


Total Assets (2012)
28 821.78 mln EUR
Net Income (2012)
-889 899 000.00 EUR

In 2012 total assets of UNNIM Banc, S.A were 28 821,78 mln EUR. In 2012 the bank's net income was -889,90 mln EUR.

UNNIM Banc, S.A is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BBB+ (good credit quality).

UNNIM Banc, S.A participates in deposit guarantee scheme of Spain. This scheme covers accounts up to 100 000 EUR per bank per depositor.


Pz. de Cataluña, 9, 08002, Barcelona, Spain

UNNIM Banc, S.A was located in Barcelona.

Bank Identifiers

Bank Sort Code
Company Number
Close Date
June 2013

Financial Positions

Total Assets (2012)
28 821.78 mln EUR
Total Equity (2012)
307.01 mln EUR

In 2012 total assets of UNNIM Banc, S.A were 28 821.78 mln EUR.

The structure of total assets of UNNIM Banc, S.A is shown in Table 1.

Cash and deposits with Central Banks 157.0
Loans to banks 4 470.8
Loans to other clients 17 664.4
Total Assets 28 821.8
Table 1. Structure of total assets of UNNIM Banc, S.A (mln EUR).

The structure of total liabilities of UNNIM Banc, S.A is shown in Table 2.

Bank deposits 1 447.5
Deposits from other clients 18 516.1
Total Liabilities 28 821.8
Table 2. Structure of total liabilities of UNNIM Banc, S.A (mln EUR).

Profit and Loss

Operating Income (2012)
-855 426 000.00 EUR
Net Income (2012)
-889 899 000.00 EUR

The structure of gross profit of UNNIM Banc, S.A is shown in Table 3.

Interest Income 832.5
Interest Charges -563.2
Net Interest Income 269.3
Commission Income 84.7
Commission Charges -9.1
Table 3. Structure of gross profit of UNNIM Banc, S.A (mln EUR).

In 2012 net income of UNNIM Banc, S.A was -889 899 000.00 EUR.

Credit Ratings (as of May 2018)

Fitch Moody's
BBB+ (good credit quality) - (not rated)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. UNNIM Banc, S.A is rated by Fitch.

Credit ratings assigned to UNNIM Banc, S.A as of May 2018 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for UNNIM Banc, S.A it is set to BBB+ (good credit quality), outlook is negative (may be lowered). The rating is not on watch. Short-term issuer default rating for UNNIM Banc, S.A is set to F2 (good short-term credit quality).

Long-Term Issuer Default Rating  BBB+
    Outlook  negative
    On Watch  No
Short-Term Issuer Default Rating  F2
Viability Rating  WD
Support Rating  2
Support Rating Floor  WD

Viability rating for UNNIM Banc, S.A is set to WD (withdrawn); support rating is 2 (high probability of external support); support rating floor is WD (withdrawn).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Spain are obliged to participate in Spanish deposit guarantee scheme.

In the case of UNNIM Banc, S.A failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  credit balances on accounts, nominative deposit certificates constituted in the EU
Covered Currencies  all
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of UNNIM Banc, S.A and its components are shown in the table below.

Bank BIC Code  BBVA
Country Code  ES (Spain)
Location Code  MM
Branch Code  107


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of UNNIM Banc, S.A is shown in the table below.

MFI ID  ES2107

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  2107

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  A65609653