Unicaja Banco was established in 2011 as the result the merger of Monte de Piedad y Caja de Ahorros de Ronda, Cádiz, Almería, Málaga, Antequera y Jaén. Unicaja Banco provides retail and corporate banking products and services to individuals, companies and self-employed professionals both in Spain and internationally.
Becoming a client of Unicaja Banco, S.A. can be done in a few steps:
Due to regulatory requirements Unicaja Banco, S.A. performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Unicaja Banco, S.A. will ask him/her to provide the following documents: passport; proof of address. For corporate clients Unicaja Banco, S.A. will ask to provide corporate documentation as well as information about controlling persons. Unicaja Banco, S.A. may request additional documentation or information depending on the case. Unicaja Banco, S.A. performs client's identity verification via branch visit.
Unicaja Banco, S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BBB- (good credit quality). Long-term credit rating assigned to the bank by Moody's is Baa2 (lower medium grade).
Unicaja Banco, S.A. participates in the deposit guarantee scheme of Spain. This deposit guarantee scheme applies to credit balances on accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Unicaja Banco, S.A. is a member of Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) and makes its contributions into it.
Unicaja Banco, S.A. is headquartered in Málaga.
Unicaja Banco, S.A. has profiles at the following social networks: