Unicaja Banco, S.A.

Credit Ratings (as of Jun 2020)

BBB- (good credit quality)
Baa2 (lower medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Unicaja Banco, S.A. is rated by Fitch and Moody's.

Credit ratings assigned to Unicaja Banco, S.A. as of June 2020 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Unicaja Banco, S.A. it is set to BBB- (good credit quality), outlook is negative (may be lowered). The rating is not on watch. Short-term issuer default rating for Unicaja Banco, S.A. is set to F3 (fair short-term credit quality).

Long-Term Issuer Default Rating  BBB-
    Outlook  negative
    On Watch  No
Short-Term Issuer Default Rating  F3
Viability Rating  bbb-
Support Rating  5
Support Rating Floor  NF

Viability rating for Unicaja Banco, S.A. is set to bbb- (good fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).


Long-term rating for Unicaja Banco, S.A. it is set to Baa2 (lower medium grade). Long-term bank deposit rating is Baa3 (lower medium grade). Baseline credit assessment is ba2. Short-term rating is set to P-2 (strong ability to repay short-term debt obligations).

Long-Term Rating  Baa2
Long-Term Bank Deposit Rating  Baa3
Baseline Credit Assessment  ba2
Short-Term Rating  P-2
Outlook  stable

Outlook for the ratings of Unicaja Banco, S.A. is set to stable (not likely to change).