Kuntarahoitus Oyj

Business Focus
public sector financing

Kuntarahoitus (en: Municipality Finance or MuniFin) a reliable and innovative credit institution with a mission to ensure competitive funding for the local public sector in Finland, namely to Finnish municipalities, their majority-owned companies, and non-profit housing companies. Kuntarahoitus is 100-percent owned by the Finnish public sector; the municipalities, the government of Finland and Keva, a public sector pension fund.

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits


Total Assets of Kuntarahoitus Oyj
Operating_income of Kuntarahoitus Oyj
Market Share of Kuntarahoitus Oyj
Total Assets (2018)
35,676.47 mln EUR  (+2.70%)
Operating Income (2018)
173.79 mln EUR  (-4.47%)

Kuntarahoitus Oyj is the 3rd largest bank in Finland in terms of total assets. In 2018 its total assets were 35 676,47 mln EUR, providing the bank with the market share of 5.93%. In 2018 the bank's operating income was 173,79 mln EUR.

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Deposit Guarantee Fund
Covered Depositors
natural persons (Finnish and foreign)
legal entities (Finnish and foreign)
Covered Accounts
deposit products offered by deposit banks

Kuntarahoitus Oyj participates in the deposit guarantee scheme of Finland. This deposit guarantee scheme applies to deposit products offered by deposit banks made by natural persons (Finnish and foreign), legal entities (Finnish and foreign) and covers up to up to 100,000 EUR per bank per depositor. Kuntarahoitus Oyj is a member of Deposit Guarantee Fund and makes its contributions into it.


Antinkatu 3 C, 00101, HELSINKI, Finland
PL 744
09 6803 5666
09 6803 5669

Kuntarahoitus Oyj is headquartered in HELSINKI.

Social Networks

Kuntarahoitus Oyj has profiles at the following social networks:

Bank Identifiers

Company Number

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