Oulaisten Osuuspankki

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Oulaisten Osuuspankki Logo

Address

Asemakatu 7, 86301, OULAINEN, Finland

BIC

n/a

Overview

Business Focus

retail banking

Oulaisten Osuuspankki is a cooperative bank owned by its members via shares.Oulaisten Osuuspankki provides retail and private banking products and servicesas well as pensions, insurance and investment funds productsto its owners (members).

Performance

In 2020, Oulaisten Osuuspankki achieved the position of 89th largest bank in Finland with a market share of 0.04%; its total assets grew by 5.06%.

Additionally, the bank became the 66th bank in relation to its loans-to-deposits (L/D) showcasing 106.24% L/D ratio in 2020.

Deposit Protection

Deposits up to 100,000 EUR are covered by Finnish deposit guarantee scheme in Oulaisten Osuuspankki.

Services

retail banking
business banking

Clients

private individuals
SMEs
companies

Products

current accounts
credit cards
debit cards
savings accounts
time deposit accounts
consumer loans
car loans
mortgage loans

Card Providers

VisaMasterCard

See Also

Ways to Bank

Oulaisten Osuuspankki delivered its products and services through both direct and indirect channels, namely:
branch branch
online banking online banking

Financials

Total Assets of Oulaisten Osuuspankki
Operating_income of Oulaisten Osuuspankki
Market Share of Oulaisten Osuuspankki
Total Assets (2020)
264.65 mln EUR   (+5.06%)
Operating Income (2020)
-194,553.50 EUR

Oulaisten Osuuspankki was the 89th largest bank in Finland in terms of total assets. In 2020 its total assets were 264,65 mln EUR, providing the bank with the market share of 0.04%. Oulaisten Osuuspankki was the 61st largest cooperative bank in Finland (out of 158 cooperative banks) having market share of 0.29% amongst the banks of this category. In 2020 the bank's operating income was -194 553,50 EUR.

Deposit Guarantee

Guarantee Fund
Deposit Guarantee Fund (RVV)Deposit Guarantee Fund (RVV)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons (Finnish and foreign)
legal entities (Finnish and foreign)
Covered Accounts
deposit products offered by deposit banks

Oulaisten Osuuspankki participates in the deposit guarantee scheme of Finland which applies to deposit products offered by deposit banks made by natural persons (Finnish and foreign), legal entities (Finnish and foreign) and covers up to up to 100,000 EUR per bank per depositor. Oulaisten Osuuspankki is a member of Deposit Guarantee Fund (RVV) and makes its contributions into it.

See Also

Oulaisten Osuuspankki is a member of OP-Pohjola Group (Finland).

Contacts

addressAsemakatu 7, 86301, OULAINEN, Finland
po boxPL 29
phone010 2547 702
fax010 2547 715
websitehttps://www.op.fi/

Oulaisten Osuuspankki was located in OULAINEN.

Bank Identifiers

LEI
743700A2GL1W3A06WE44
Company Number
0186841-8
MFI ID
FI01868418

Bank History

Close Date
September 2021
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