Säästöpankki Optia

Business Focus
retail banking

Säästöpankki Optia is a savings bank providing a wide range of savings products and loans to private individuals and corporate customers.

Bank Category

Savings banks


retail banking


private individuals


current accounts
credit cards
debit cards
savings accounts
time deposit accounts
consumer loans
car loans

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits


Total Assets of Säästöpankki Optia
Operating_income of Säästöpankki Optia
Market Share of Säästöpankki Optia
Total Assets (2018)
1,503.11 mln EUR  (+6.19%)
Operating Income (2018)
2.80 mln EUR  (-81.22%)

Säästöpankki Optia is the 13th largest bank in Finland in terms of total assets. In 2018 its total assets were 1 503,11 mln EUR, providing the bank with the market share of 0.25%. Säästöpankki Optia is the 2nd largest savings bank in Finland (out of 21 savings banks) having market share of 13.59% amongst the banks of this category. In 2018 the bank's operating income was 2,80 mln EUR.

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Deposit Guarantee Fund
Covered Depositors
natural persons (Finnish and foreign)
legal entities (Finnish and foreign)
Covered Accounts
deposit products offered by deposit banks

Säästöpankki Optia participates in the deposit guarantee scheme of Finland. This deposit guarantee scheme applies to deposit products offered by deposit banks made by natural persons (Finnish and foreign), legal entities (Finnish and foreign) and covers up to up to 100,000 EUR per bank per depositor. Säästöpankki Optia is a member of Deposit Guarantee Fund and makes its contributions into it.


Savonkatu 15, 74101, IISALMI, Finland
PL 114
(029) 041 2533
(029) 041 2555

Säästöpankki Optia is located in IISALMI.

Bank Identifiers

Company Number