Utajärven Osuuspankki

    Address  91600, Finland, UTAJÄRVI, Vanhatie 35
Member of Group  OP-Pohjola Group (Finland)
Bank Identifiers 
    MFI ID  FI01901927
Bank Category  Cooperative banks
Deposit Guarantee  Yes (up to 100 000 EUR per depositor)

Utajärven Osuuspankki located at Finland, UTAJÄRVI is a member of a banking group OP-Pohjola Group (Finland). It is one of 296 credit institutions operating in Finland.

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

MFI ID  FI01901927

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

Deposit Guarantee

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Finland are obliged to participate in Finnish deposit guarantee scheme.

In the case of Utajärven Osuuspankki failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information: Deposit Guarantee Scheme in Finland

ECB Minimum Reserves Requirements (MRR)

Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.

Subject to MRR by ECB  Yes
Exempt from MRR by ECB  No

Related Information on Finland

Economy and Banking Sector of Finland

List of Banks in Finland

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