Deposit guarantee scheme is a financial stability mechanism
implemented in many countries to protect bank depositors against the loss of their deposits
in the case when a bank is unable to meet its obligations to depositors
by compensating certain deposits held by depositors of the bank.
This compensation is paid out from the contributions which banks have made
into a deposit guarantee fund.
Deposit Guarantee in DNB Bank ASA, filial Finland
All branches of foreign banks operating in Finland participate
in deposit guarantee schemes of their home countries. This means that DNB Bank ASA, filial Finland
participates in the deposit guarantee scheme of Norway.
DNB Bank ASA, filial Finland is a member of Norwegian Banks' Guarantee Fund (NBGF) and makes its contributions into it. In the case of DNB Bank ASA, filial Finland failure, eligible depositors having covered accounts
in this bank will be paid out the following compensation:
Maximum Protected Amount
residents of Norway
citizens of Norway
registered in Norway
credit institutions financial institutions public authorities depositors with unknown identity
current accounts savings accounts time deposit accounts positive balance (deposit) on credit cards or other credits (flex loans) deposits on a share savings account (Aksjesparekonto)
investments in financial assets like stocks or securities