Danske Bank Oyj

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in Danske Bank Oyj

All branches of foreign banks operating in Finland participate in deposit guarantee schemes of their home countries. This means that Danske Bank Oyj participates in the deposit guarantee scheme of Denmark.

Danske Bank Oyj is a member of Finansiel Stabilitet and makes its contributions into it. In the case of Danske Bank Oyj failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors
natural persons
legal entities, for example
  • public limited companies
  • partnerships
  • foundations
  • associations
Non-Eligible Depositors
banks
mortgage credit institutions
investment companies
financial institutions
insurance companies
public authirities
Covered Accounts
cash deposits
Maximum Protected Amount
100,000 EUR
Temporary High Balance
10,000,000 EUR
Paid In Currency
EUR

Finansiel Stabilitet

Sankt Annæ Plads 13, 2. tv., DK - 1250 Copenhagen K, Denmark
+45 70 27 87 47

Further Information