Handelsbanken Finans AB (publ), filialverksamheten i Finland

Deposit Guarantee

Deposit Guarantee
Yes (up to 950,000 SEK per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in Handelsbanken Finans AB (publ), filialverksamheten i Finland

All branches of foreign banks operating in Finland participate in deposit guarantee schemes of their home countries. This means that Handelsbanken Finans AB (publ), filialverksamheten i Finland participates in the deposit guarantee scheme of Sweden.

Handelsbanken Finans AB (publ), filialverksamheten i Finland is a member of Swedish National Debt Office and makes its contributions into it. In the case of Handelsbanken Finans AB (publ), filialverksamheten i Finland failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
950,000 SEK
Temporary High Balance
5,000,000 SEK
Eligible Depositors
private individuals
companies
other legal entities
Non-Eligible Depositors
financial institutions
county councils
municipalities
government agencies
Covered Accounts
deposits in all types of accounts
  • current accounts
  • savings accounts
  • time deposit accounts
  • client accounts
Non-Covered Accounts
pension accounts
Paid In Currency
SEK

Swedish National Debt Office

Jakobsbergsgatan 13, 10374 Stockholm, Sweden
+46 8 613 4500

Further Information