Handelsbanken Finans AB (publ), filialverksamheten i Finland

Business Summary

Services
retail banking
corporate banking
vehicle leasing
sales financing
e-commerce services
debt collection
Products
current accounts
savings accounts (0.00 - 0.00 %)
time deposit accounts
consumer loans (from 5.81 %)
vehicle loans

Handelsbanken Finans AB (publ), filialverksamheten i Finland provides products and services in the areas of retail banking, corporate banking, vehicle leasing, sales financing, e-commerce services, debt collection. The range of products offered by Handelsbanken Finans AB (publ), filialverksamheten i Finland includes current accounts, savings accounts (0.00 - 0.00 %), time deposit accounts, consumer loans (from 5.81 %), vehicle loans.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Handelsbanken Finans AB (publ), filialverksamheten i Finland are covered by deposit guarantee scheme of Finland up to 950,000 SEK per depositor. The following current accounts are offered by Handelsbanken Finans AB (publ), filialverksamheten i Finland.

Updated on 23 July 2019

Sales Region
Finland
Currency
EUR
Annual Costs
0.00 EUR
Overdraft Rate
7.00 %
Current Account Details
Product Name
Youth
Currency
EUR
Interest Rate
0.00 %
Overdraft Rate
7.00 %
Annual Costs
0.00 EUR
Debit Card
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Sales Region
Finland
Currency
EUR
Annual Costs
96.00 EUR
Overdraft Rate
7.00 %
Current Account Details
Product Name
Basic
Currency
EUR
Interest Rate
0.00 %
Overdraft Rate
7.00 %
Annual Costs
96.00 EUR
Debit Card
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with Handelsbanken Finans AB (publ), filialverksamheten i Finland are covered by deposit guarantee scheme of Finland up to 950,000 SEK per depositor. Handelsbanken Finans AB (publ), filialverksamheten i Finland offers the following savings accounts.

Updated on 23 July 2019

Sales Region
Finland
Account Currency
EUR
Interest Rate (p.a.)
0.00 %
Savings Account Details
Product Name
Sijoitustili
Account Currency
EUR
Withdrawal Limit
12 times a year
Extra Withdrawal Fee
2.00 %
Min. Extra Withdrawal Fee
8.50 EUR

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Time deposit accounts made with Handelsbanken Finans AB (publ), filialverksamheten i Finland are covered by deposit guarantee scheme of Finland up to 950,000 SEK per depositor. Handelsbanken Finans AB (publ), filialverksamheten i Finland offers the following time deposit accounts.

Updated on 23 July 2019

Sales Region
Finland
Account Currency
EUR
Interest Rate (p.a.)
n/a *)
Deposit Term
1 - 12 months

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

*) n/a interest rate indicates an interest rate negotiable on a personal basis.

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Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Handelsbanken Finans AB (publ), filialverksamheten i Finland are shown in the table below.

Updated on 23 July 2019

Sales Region
Finland
Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.81 %
Loan Term
3 - 300 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.81 %
Max Borrowing Rate (p.a.)
5.00 % + Handelsbanken Prime 365 floating IR
Rate Depends On
customer profile
benchmark rate
Loan Term
3 - 300 months
Loan Amount
2,000 - 20,000 EUR
Monthly Fee
5.00 EUR

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also